I am an 81 year old retired lawyer and real estate developer. I got into the securities "game" via the back door ( bankruptcy proceedings) when I took control of a NASDAQ (small cap) listed company in the late nineties. Dealing with the disciplines which move the market and the regulatory agencies (think SEC) was a learning curve I don't wish to revisit. However it was a grand education and an experience which propelled me into the market as a totally uninitiated investor. I am fascinated with the vagaries of the market and expect to return to solvency if I can only learn the art of discipline...a big challenge for me.