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meditative

meditative
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  • You Can Afford To Hold Cash [View article]
    as retirees of 10 years with 5 years to go till full Soc Sec retirement age, we raised cash over the last month and put it into a CD ladder to take the place of early Soc Sec income (which we declined). The rest of our assets are still working for us in high quality dividend paying, dividend growing profitable companies, both domestic and foreign. (we have a good pension underlaying the whole system)

    The graph at the top of the article assumes one does not withdraw any money from the account for many, many years. (at least that's how it looked to me) Retirees do need to take some money for their expenses. I'd rather have the slower growing larger sum to pull from if needed during the first long portion of the graph.
    Jun 26, 2015. 04:01 PM | Likes Like |Link to Comment
  • Kinder Morgan Will Continue To Increase, Not Lower, Its Debt Load, And That's A Good Thing [View article]
    Morningstar assigns a wide moat to KMI
    Jun 12, 2015. 05:57 PM | 6 Likes Like |Link to Comment
  • My Top 3 Fabulous Pharma Stocks [View article]
    reload the app. I had the same problem, and the new version works (3.9.4, I believe) this was for the smart phone
    Jun 11, 2015. 07:08 PM | 1 Like Like |Link to Comment
  • Premarket Gainers / Losers as of 9:10 am [View news story]
    it was a good day to be long HCC!
    Jun 10, 2015. 09:24 PM | Likes Like |Link to Comment
  • My Top 3 Fabulous Pharma Stocks [View article]
    Very interesting. While two of my three biotech etfs (BBH, IBB, and XBI) hold CELG, there is nary a hint of VRX or ACT. We do own ABBV, GSK, JNJ, MDT, & soon BAX's spinoff pharmaceutical. What a wonderful time to be growing old, lots of help available for whatever ails you.
    Jun 9, 2015. 11:37 AM | 2 Likes Like |Link to Comment
  • Stress Test For Dividend Growth Investors [View article]
    there's research that shows once people earn more than about $70,000, it only adds to their happiness temporarily, then they go back to their normal level of happiness. Below that number, earning an incremental amount more leads to continued happiness.
    Thanks for the real life reminder. What an interesting life you have led, peace!
    May 18, 2015. 10:22 AM | 1 Like Like |Link to Comment
  • Stress Test For Dividend Growth Investors [View article]
    what a useful thing to learn. Thanks!
    May 14, 2015. 11:18 AM | Likes Like |Link to Comment
  • Hope Is Not A Strategy, Before Investing Have A Precise Calculation Of Return In Mind [View article]
    thanks, Chuck, for this very useful explanation of using the forecasting calculator. I appreciate you so much!

    Med
    Apr 30, 2015. 03:28 PM | 1 Like Like |Link to Comment
  • Why I Sold Exxon Mobil And Invested In BP [View article]
    a wide moat, like Exxon has
    Mar 25, 2015. 09:54 AM | 3 Likes Like |Link to Comment
  • Why I Sold Exxon Mobil And Invested In BP [View article]
    I agree with you Rose!

    According to morningstar (which I read online through my library) BP also has NO moat, a big red flag for me.

    Med
    Mar 25, 2015. 09:36 AM | 1 Like Like |Link to Comment
  • A Time Saving Shortcut For Stock Prices [View instapost]
    thank you, Eddie. I had been using a version in which MSNBC provided the quotes, and that has gone away, at least for me.

    No more laborious typing in of stock quotes!

    Med
    Feb 10, 2015. 12:56 AM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    I downloaded it and have started playing with it. Thanks!

    Med
    Jan 27, 2015. 09:53 PM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    when you do a conversion, you owe taxes to both the federal and state government, because they were both deferred when you originally made your contribution to your traditional IRA.
    Jan 26, 2015. 05:05 PM | 3 Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    Good point.
    When my father in law died, I was impressed that my mother in law's taxes increased a lot. (I did her taxes and managed her accounts).
    However, her lifestyle did not suffer and she still left a much appreciated inheritance for her children.
    Jan 26, 2015. 04:28 PM | Likes Like |Link to Comment
  • My Roth Conversion Odyssey (Part 2) [View article]
    David and all,

    When you make a tranfer "in kind" from your Rollover ira to a ROTH ira, you are in effect increasing the amount of money you have invested in the stock you transferred "in kind". (In your Rollover ira you only "own" the after tax value of the money invested).

    When you transfer stock "in kind" your effective ownership of that stock is increased by the amount of taxes you pay to transfer it (assuming you use after tax money to pay the taxes). The overall weighting of that stock will be increased in your portfolio.

    If that is what you want to do, great.

    Med
    Jan 25, 2015. 07:04 PM | 1 Like Like |Link to Comment
COMMENTS STATS
200 Comments
269 Likes