I began my professional career with IBM Corporation in 1964. In 1970, I joined Merrill Lynch, Pierce, Fenner & Smith, Inc. as a pension specialist. Four years later In 1974, I founded JTV&A, a consulting firm specializing in retirement plan design and administration. Over the last 38 years, I've guided well over 900 plans for small, privately held companies.
I hold BS degrees in Biology and Environmental Policy in addition to an M.Ed in Science Education. I have experience as a researcher in the biotech sector. Currently, I teach Biology courses as well as publish articles and research in the fields of science, education and public policy.