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ksumida

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  • The Dow Hits All-Time Highs, But The Truth Is It Remains Cheaply Valued [View article]
    Chuck, many thanks for this very informative article. Nice to know that there are still some solid bargains out there based on fundamentals. I always learn so much from your thought process and analytical method, and continue to evolve my own strategy in light of your approach.
    May 16 11:50 AM | 2 Likes Like |Link to Comment
  • The Dividend Income Magical Mystery Tour [View article]
    I'm 30 and I am pretty much fully invested in large-cap dividend growth stocks, though I always try to set aside around 10% or so in cash to pick up any bargains that come along. On average, I would have a larger pool of cash if I weren't committed to three DRIP programs (XOM, PG and DUK), but the monthly contributions help keep me disciplined toward the overall goal of constantly increasing dividend income over the long haul.
    May 13 04:44 AM | 1 Like Like |Link to Comment
  • The Dividend Income Magical Mystery Tour [View article]
    Glad that I could contribute to the comment feed here. What still stands is that the results are quite amazing despite having done nothing after original purchase.
    May 7 10:49 AM | Likes Like |Link to Comment
  • The Dividend Income Magical Mystery Tour [View article]
    RS, if I'm not mistaken, the share prices you have used for the 1994 prices are already split-adjusted. Thus, you have over-estimated the capital gains and dividend stream by a factor of four. It means that the current value for the entire portfolio would be approximately $400k rather than the nearly $1.6M that you note in the table. Also, if you have used the split-adjusted prices to start with, it means that you don't have 4000 shares of each today at today's prices, as you would have only been able to afford 250 shares of each stock to begin with in 1994 with $65k if you used the share prices at face value. i.e. to be able to afford 1000 shares of each in 1994 prices, you would have needed $260k, not $65k. This means that your results for the dividend stream would be just south of $12k per year, not the nearly $48k as you state.

    That being said, it is still 18% YOC, but not quite the bumper nominal results that are reported in the article. My apologies if I am wrong, but I crunched the numbers and I can't come to a different conclusion.
    May 7 05:28 AM | 5 Likes Like |Link to Comment
  • A Start-Up Dividend Portfolio For Beginners [View article]
    Great article as usual, RS. I own them all except for JNJ - currently waiting for an entry point on it. Love all your articles, and will look forward to seeing how this portfolio is updated in the future.
    Apr 10 10:57 AM | 1 Like Like |Link to Comment
  • DRIP Investing: How To Actually Invest Only A Hundred Dollars Per Month [View article]
    I'm enrolled in the DRIP plans of XOM, PG, and DUK. None of them charge any fees to purchase shares, and will reinvest the dividends free of charge. Although it's a slow process, it's enjoyable just to watch the dividends increase quarter-by-quarter.

    To me, rather than a primary way of investing, so far they have been a way of investing small amounts ($100/month per stock, say) that I would otherwise probably be wasting on stuff I don't need.
    Jan 7 02:35 AM | Likes Like |Link to Comment
  • A Portfolio For Younger Growth Investors [View instapost]
    RS, what is your definition of "good job that pays well"? Keeping in mind that I'm guessing you're targeting this to someone who is around 30 years old.
    Dec 30 11:24 AM | Likes Like |Link to Comment
  • Please Do Not Miss These Investment Opportunities [View instapost]
    Many thanks for the great articles. Your Team Alpha portfolio and recent articles about healthcare stocks have been extremely beneficial, and I'm considering opening a position in AFL and UNH in the near future. Keep up the great work
    Dec 7 02:51 AM | 1 Like Like |Link to Comment
  • 3 Healthcare Stocks Perfect For Dividends And Capital Appreciation [View article]
    Thanks for the great article as usual, RS. How do you feel about Aflac's DRIP program? There are no fees for purchases, and it seems like a great way of building a position over time.
    Nov 30 09:36 AM | 1 Like Like |Link to Comment
  • What's Better? Dividends Or Covered Calls [View article]
    Rocco and Lucas, many thanks for the clarifications!
    Apr 5 12:47 AM | Likes Like |Link to Comment
  • What's Better? Dividends Or Covered Calls [View article]
    I'm very new and have only just started building positions using DRIPs, and I've always wondered if it is possible to write covered calls against those positions through a broker. It sounds like this is something you do - would you kindly explain briefly the logistics of this when you actually get called? My DRIPs are mostly handled through transfer agents, such as Computershare. Many thanks in advance.
    Apr 4 04:19 AM | Likes Like |Link to Comment
COMMENTS STATS
11 Comments
10 Likes