I am a professional metals trader and private hedge fund manager for over 20 years. I am well educated in many respects. I was a self made millionaire by age 27 and have made many others as well since. I have found that the secret to success is simple....remain disciplined at all times and all ways put your clients best interests ahead of your own....All ways and in all ways. Markets are constantly changing....one MUST change their investments to reflect the times ahead. Smart investing involves interpreting the FUTURE not the past or even the present.