I am a retired CPA with 40+ years of investing principally in individual stocks and equity mutual funds. Currently our portfolio is allocated between short term fixed income, dividend/distribution paying equities and equity mutual funds. I am always on the look out for increasing dividend equities with a reasonable current yield.
I have been self-employed for the majority of my adult life, most recently as the owner of a Brick and Mortar used book store whose property my wife & I sold in 2007 when we semi-retired.
Since then, my wife and I have continued to sell books at a reduced volume online and have authored e-books as well as publishing scarce out-of-print Public Domain titles in e-book format. Our e-books are mostly non-fiction in the area of 1) U. S. Civil War, 2) U. S. Indian wars; especially those in Texas & on the Great Plains, and 3) Texas History; both as a Republic and as a state. Our e-book titles can be found by a Google or other search of my name---Harry Polizzi---for any SA readers that may be interested.
I have beed investing since the early 1960s, when commission costs on trades were astronomical and detailed information on companies was hard to come by. The Internet has made garnering company information much easier, but finding long term quality companies that pay and will continue to pay/raise dividends to provide a rising stream of income to present/future retirees, remains the difficult trick.
My main focus is to uncover these quality companies that pay, and more importantly will continue to pay the dividend income investor a (hopefully) rising stream of dividend income. For those investing for retirement income or those in retirement who need more income, my articles will outline stocks that may help reach those two goals. Occasionally I will focus on an overlooked special situation that promises to fit this same bill.
Hi, my name is Dave. Retired Senior Manager after 35 years in Information Technology. Bachelor of Science in Mathematics, way back when. I'm managing my retirement dividend growth portfolio with an objective of higher than average current dividend yield coupled with annual dividend growth exceeding the long term rate of inflation. The goal is to use dividends to supplement my pension and Social Security income. I maintain a smaller,taxable growth oriented account to generate capital gains over the medium term to periodically refill a safe bank account for additional spending.
Close to retirement age but plan to keep working for some time to come. Have invested in stock market sporadically, mostly confused and scared. It hasn't worked very well. Have a lot to learn, learn a lot from many SA folks and enjoy the sharing here.
Historically about 60% invested (minority is stocks along with a lot of "other") with 40% cash. Aiming at this stage to put more of the cash to work, and since I'm underweight in stocks/bonds, am focused there, especially but not only DGI.
Expect that I can avoid taking much if any income out for 15-20 years (except tax and the RMD), unless something unexpected happens--not a long compounding period but better than not at all.
I am an individual investor nearing retirement (within the next 10 years). My portfolio is diversified among a 401k, an IRA, and a retail trading account.
I manage my 401k by tactically rotating between a varying mix of stock and bond mutual funds using momentum and trend-following strategies..
My IRA is managed by an outside firm who maintains it in a balance of dividend-paying stocks and ETFs, with an overlay of covered-call strategies. A portion is also maintained in cash to take advantages of opportunities as they arise.
I manage my retail trading account trading options based on overall market volatility using underlying vehicles such as VIX, VXX, XIV, and SVXY.
I am a retired airline executive with legal and financial experience. I have a background in economics and finance with a focus on securities and securities analysis. I was in private practice for 10 years doing trial and appellate work prior to joining United Airlines where I did both transactions and litigation. I was with United for over 29 years, the last 17 as Assistant General Counsel. I now am a self directed investor, seeking to create cash flow to supplement our pensions and social security. I take a long term view focusing on securities that create a steady cash flow.
Middle aged corporate type manager, upper-middle income, MBA educated, always saved but never kept it due to life choices. Now a bit late to the saving/investing game but am aggressively managing an IRA pooled from many years of 401K savings. Seek long-term dividend income growth, stability and a reasonably comfortable retirement; may have to count SS in the income mix but shooting for a point where I do not have to.
Retired from the U.S. Army on April 1, 2015 after 31+ years of active duty service. Currently enjoying the freedom of a completely open daily schedule, for a change.
I'm in my 4th year of "stock" investments. Seeking Alpha provided me the incentive and motivation to start investing in the stock market. It was a great decision. Seeking Alpha is required reading for me, both for investment ideas and knowledge as well as entertainment.
My Top 3 SA authors are: Chris DeMuth Jr., Bret Jensen, and Regarded Solutions,
My favorite pure commentor/contributor is: "Richjoy403". Check his profile page out for a real ride.
My portfolio consists mostly of long-term DGI equities with a small percentage of speculative stocks. I am working on my wish list of stocks I want to own once they reach my target entry point. All my ideas are rooted on the contributions of SA authors and contributors. To them I say thank you very much!
Single male 60,retired for now,.
JJ Butler (pseudonym) spends his days doing research for investment and writing. As a teen he was inspired by two biographies on Warren Buffet and subscribed to the Wall Street Journal. Today Jeff reads 10-Q filings and takes notes while listening to company conference calls. Jeff resides near Lake Michigan, enjoys spending time with his wife and toddler and coach’s girls’ basketball.