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Phr3d

Phr3d
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BAC, C, JPM, KO, RY, USB, WFC
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  • What Makes JPMorgan Attractive? [View article]
    did not enjoy this press release.
    Apr 24, 2015. 04:47 PM | Likes Like |Link to Comment
  • A Tale Of 2 Banks: Pondering Wells Fargo And Bank Of America [View article]
    The guv'm't wielded IN-Credible power and leverage through those dark days and everyone was literally terrified. Our Grandchildren may finally hear the real Truth about what 'dealings' took place over those dark dank TARP days, if ever.
    I have previously posted my second-hand knowledge regarding WFC and C and the Wachovia 'liquidation' but my statements have not been corroborated by the few with first-hand knowledge, particularly Dick, so I am enjoying a nice hot cup of STFU.
    Apr 24, 2015. 04:13 PM | Likes Like |Link to Comment
  • A Tale Of 2 Banks: Pondering Wells Fargo And Bank Of America [View article]
    RE ROE comparison:

    Edge: Wells Fargo

    In this day and age, tactful understatement is so rare..

    Thanks Ray, for making me spew coffee once again, hehe

    "Oh, how the Mighty have fallen.."
    "..and look.. those two can't seem to get back up.. someone call 911.."
    Apr 23, 2015. 02:38 PM | 1 Like Like |Link to Comment
  • Wells Fargo - Consistently Exceptional [View article]
    As a long, I welcome the lack of volatility in the stock price - Wells ain't cheap, it's core, day or short just don't produce much here. (good).

    They definitely got their payoff from the GiNormous reserve release a year ago, I have faith that there was a good reason for doing so, but there was nearly no way to avoid the current headline of lower y/y. A shame, in that if they had spread them out, they could have ridden the 'record' quarter for at least another year, I was hoping for 24 consecutive, heheh.

    1Q is never -good- for Wells, so this bodes well for the year, as it would be a stunner but for comparison to the 'dump all reserves at once' of a year ago. The comparison with JPM's impressive results looks tarnished -only- because of that reserve-dump comparison (though community being weak is a surprise, they've been stealing the competitor's lunch-money for so long that it was becoming ASSumption).

    Thanks for the article, and agreed on 8% annum.. always had it, always will. Hard to beat on a tank-secure grandchildren-inherit income vehicle.
    Apr 18, 2015. 03:31 PM | Likes Like |Link to Comment
  • The 2015 Yellow Sleeper: How And Why I Invest In Gold [View article]
    Thanks for the article Ray - and for the Buffet quote that I somehow missed through the years, but have agreed with staunchly. You and the terrific commenters have given me reason to review my stance, as you and they have done elsewhere.

    onyar! (lol)
    Apr 17, 2015. 10:03 PM | 1 Like Like |Link to Comment
  • The Brooklyn Investor reviews JPMorgan's annual report [View news story]
    you go, Brooklyn, heheh.
    My S&P set n' forget from an IRA bundle created post dot com returned (quite, 50k to 250k, round numbers) a bit more, is my math wrong or what am I missing? Thanx for any guidance.
    Apr 13, 2015. 10:50 PM | Likes Like |Link to Comment
  • International Paper: A Cyclical With 2 Big Catalysts [View article]
    Just a terrific job, as always Ray - as another comment said, always happy to learn and I did today, Thanks!
    (ayup, boring is beautiful)
    Apr 13, 2015. 05:20 PM | 1 Like Like |Link to Comment
  • Bank Of America - Recent Sell-Off Creates Ideal Entry Point For Long-Term Investors [View article]
    wise WD, I cleaned out all my 2013 SA BAC stuff (lack of interest) or I could be doing that now, lol. Gotta luv some poster's endless tenacity.
    Apr 10, 2015. 01:43 AM | Likes Like |Link to Comment
  • JPMorgan: My Top Pick [View article]
    with no 1Q 'guidance adjustments' and if 2015 is back on track, you are right (4Q "uhmm, oops" Jamie & Co moments have become the norm in recent years).
    If they flatline again, we can sit and stammer again in 1Q 2016, why is JPM so cheap.

    Easy.. confidence.. stay outa' the blunder-headlines, or wind up like (deservedly) C.

    make 2015 a blunderless success with real improvements across all lines, welcome back to the Top, 2014 never happened, JPM is back to core for some.
    Bad decisions can happen to any corp, although it's dbl-dam difficult for investors to watch gargantuan bonuses being granted for Famously embarrassing performance.

    Market (investors) is fickle like that. 3Q 15 is everything, if the books don't show constant Real y/y improvement across All lines by then (3 consecutive positive Q with expected 4Q ramblings), get outa' dodge, it's a BAC level wait. 2015 is -it- and Good luck to all willing to take the chance (cuz it'll be too late to buy in 3Q, heheh.. you already Missed it, or you don't Want it).
    Apr 10, 2015. 01:30 AM | 1 Like Like |Link to Comment
  • JPMorgan's Buyback Has Been Harmed By Perpetual Dilution [View article]
    There is seldom mention of employee 401k participation and matching in these discussions. While an argument Could be made about dilution, having every employee's retirement tied to the performance of the (corp) bank realizes efficiencies in small areas that add up. numerically, x-thouand employees @ x-shares/mo + matching up to 6% = hella lot 'o shares/annum serving the 401k.
    Buybacks should at least match employee-centric purchases IMO, for the claim to mutual benefits to owners (stockholders) and All employees.

    I would also point out that performance-based stock 'bonuses' go Much further down the organization chart than headline creators like to advise. Keeping your best employees, simply as defense of your intangible IP, is good business.
    Apr 9, 2015. 04:01 PM | 2 Likes Like |Link to Comment
  • Bank Of America - Recent Sell-Off Creates Ideal Entry Point For Long-Term Investors [View article]
    just wondering, are you a fan of the old Peanuts comic strip? particularly Lucy and Charlie Brown?
    Mar 27, 2015. 02:29 PM | Likes Like |Link to Comment
  • JPMorgan: A Premium Firm At A Standard Price [View article]
    Buffett love the CEO but doesn't love the stock? urban myth?
    Mar 18, 2015. 01:44 PM | 1 Like Like |Link to Comment
  • Report: DOJ wants $1B each from banks over forex [View news story]
    we-ell, FOREX was pretty straight-forward, do you mean Why a separate settlement for DOJ? Agreed, hard to make sense of that.
    Mar 13, 2015. 05:24 PM | 1 Like Like |Link to Comment
  • JPMorgan boosts dividend by 10% after CCAR [View news story]
    anyone recall 2014's "up to" buyback number vs what they actually repurchased?
    I can't seem to find it.
    Mar 11, 2015. 09:30 PM | Likes Like |Link to Comment
  • What Would A 50% Payout Ratio Mean For JPMorgan? [View article]
    positive thinking and viewpoint, as opposed to saying "to think this stock traded at over $62 just 90 days ago. Let's hope the blunder-headlines and corresponding volatility are past and not just another continuation of the 2014 roller-coaster, cuz the One Year chart don't boost confidence much.
    Mar 3, 2015. 01:08 AM | Likes Like |Link to Comment
COMMENTS STATS
301 Comments
128 Likes