Mr. Billionaire

Mastercard's Risks

I wonder if studies have been done about changes in consumer spending with regards to credit cards. It seems people are more apt to continue a certain lifestyle out of habit regardless of their economical situation, foreclosed home, diminished portfolio, etc. It's so easy to fall into the credit trap of saying "I'll just charge it" as they try to survive hard times. Wouldn't MA benefit from all this economic downturn as people shift methods of payment?