My investment strategy is a hybrid of dividend-growth and capital appreciation. I’m in the process of building a reliable and growing income stream that will eventually replace our current earned income. If my dividend-growth investments are meeting quarterly and yearly goals, I consider long-term (and occasionally speculative) capital-appreciation opportunities. My stock portfolio currently includes: CVX in Energy; EMR, ITW, LMT, MMM, NSC, RTN, UNP, and UTX in Industrials; DG, DIS, HAS, HD, JWN, LOW, MCD, SBUX, and TGT in Consumer Discretionary; CVS, GIS, KO, KHC, PEP, PG, and WBA in Consumer Staples; ABT, AMGN, BDX, ESRX, GILD, JNJ, MDT, and SYK in Health Care; MA, TROW, and V in Financials; AAPL, CSCO, IBM, MSFT, QCOM, and SWKS in Technology; T and VZ in Telecom; AVA, D, LNT, SO, WEC, and WTR in Utilities; and DLR, O, OHI, and VTR in Equity REITs. I don't benchmark my dividend-growth holdings but do compare their performance against the quarterly and annual goals stated above. I do compare the performance of my capital-appreciation stocks against the performance of the S&P 500. In general, I'm an infrequent seller.
I'm a private investor trying to secure increasing (dividend) income to allow for financial independence before the age of 50.
Consumer Discretionary: AMEAS, DIS, HD, HM-B, LOW, NKE, NRE1V, SBUX
Consumer Staples: CVS, DG, KO, MKC, UNA
Financials: AFL, BNS, NDA1V, SAMPO, TD
Health Care: ABT, AMGN, BDX, CAH, GILD, JNJ, NOVO-B, VAR
Industrials: KNEBV, HON, LAT1V, PH, RTN, UTX
Information Technology: AAPL, V
REIT : DLR, OHI, WPC, VTR
Telecom Services: T, TEL, VZ
Retired dividend growth investor living in Japan since 2003.
Present Portfolio 11/18
Consumer Discretionary: GPS, HAS, LVS, MCD, TGT, VFC
Consumer Staples: CVS, KHC, KO, MO, PEP, PG, PM, WBA
Energy: BP, COP, NBR, OXY, PSX, VLO
Financial: AFL, BAC, COF, TROW
Health: ABBV, ABT, AET, AMGN, CAH, GILD, JNJ, MRK, PFE, VRX
Industrial: GE, ITT, LMT, NSC, PH, UNP, UTX
Materials: APD, AUY, DOW, FCX
REITs: DLR, OHI, WPC
Technology: AAPL, CSCO, GOOGL, INTC, MXIM
Bob is retired from a career in law enforcement including more than 20 years as an instructor of Investigative Interviewing. He is a Dividend Growth investor using dividend yield from low beta stocks for income and preservation of capital. Bob has self managed his portfolio since early in 2011. He hopes to encourage discussion among those already in retirement and receiving income from their portfolios.
My curent portfolio is available here:
I believe that everyone needs a portfolio business plan.
Here's a copy of ours:: http://seekingalpha.com/article/2426965-our-retirement-portfolio-business-plan-legacy-edition-part-two
A list of Dividend Growth Safety Superstars for the past decade is available here: http://seekingalpha.com/article/2255863-a-review-of-the-dividend-safety-superstars
Dividend growth investor since 1978.
Portfolio: ALE WFC MCD PG T LOW UNP CBRL GIS SO VZ D HD CVS MMM JNJ SBUX HRL TGT CAH MKC SJM BDX
Lived on cruising sailboats for over 30 years. Now living ashore in North Carolina. Married. Elderly.
I am 60 years old and retired two years ago from Stanford U where I was a Financial Analyst.
I looking to preserve my wealth and also generate income from my portfolio for living expenses. I am looking into dividend growth investing which shows promise to provide some insulation from the schizo fluctuations of the stock market.
Self-directed private investor. Formerly a executive in a public company with a background in finance. My focus is dividend growth investing and the purpose is to create and maintain a growing cash flow to pay my living expenses.
My bio got deleted somehow...this is just a short one so I can send PMs...will update when I have more time. Began in 2012 and have a mix of 55 assets. Goal is to create steady, increasing income -- generated through dividends --- ready to withdraw as supplemental earnings within 8-10 years.
Early 40's, Project Manager State Agency in California. Self direct investor for nearly a decade. No financial education/employment background whatsoever. Been following the SA site almost daily since opening the brokerage account and building my knowledge base for investing slowly but surely. SA has been an immeasurably valuable tool in my toolbox as far as investing goes and has helped lead me to other resources online and elsewhere. Family member suggested a DGI approach prior to me opening the brokerage account and have found the strategy fits my timeline, personality and goals. Mistakes might provide some of the best lessons but of course I would prefer to skip those classes.
Long: ABT AAPL CVS D EMR HRL JNJ KMB KO LEG MAIN MO O OHI ORI PG PSEC RAI SO T TGT UL XOM SCHD
Retiring to Maine seemed like the American Dream back then:
Today I would picture myself sipping cold brewed Starbucks in LL Bean slippers in front of the Vermont Casting gas fireplace in the sunroom. Later a little snowshoeing in the woods before a lobster Mac and cheese lunch followed by a nap in the Lazy boy recliner.
“If you just sign the payroll deduction form we can get your retirement started all with the help of American Funds”, the broker/adviser said. He made it sound so easy.
Thirty years later reality sets in. The broker is on his sail boat and I'm wondering where my yacht is. Must be docked with the other customer's yachts.
Today, I’m trying to convert a very modest assortment of American Funds into a dividend paying portfolio that will beat my RMD and supplement SS.
Enter SA and the “new achievable” American Dream. With the help of some very knowledgeable SA authors and a bit of luck we will make it and SWAN too.
In the spirit of full disclosure, we have all the goodies described in the first paragraph plus our yacht is a 12 foot Carolina skiff. It still is nice to grab a quick NCL cruise to Bermuda or a longer one to the Caribbean using some of those delicious dividends.