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Sally G

Sally G
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  • AT&T Should Consider Splitting In Two [View article]
    publicized is not a word that Seeking Alpha accepts—tried 3 times.
    May 9, 2015. 05:26 PM | Likes Like |Link to Comment
  • AT&T Should Consider Splitting In Two [View article]
    Yes, those are the numbers from their annual report—just checked as it was a .gov site, not an ATT site, that you quoted. This is the annual report sentence: Our effective tax rate was 34.6% in 2014, 33.2% in 2013 and 27.8% in 2012 (see Note 11). [I did not check Note 11—going back to do so.]
    Note 11 takes up most of pages 61 and 62 of the 72-page complete financial review PDF on the ATT site. Much adding and subtracting to get to the numbers above—above my understanding. The bottom line, though, seems to be that T actually does pay its taxes, unlike some other companies’ well-public... evasion.
    May 9, 2015. 05:24 PM | Likes Like |Link to Comment
  • Forget The Shopping List: Buy What's On Sale (Part 2) [View article]
    Not having the confidence in my best choice, as Warren Buffett does (isn’t he the one that said that diversity does not make sense, why not put everything in what you think best?), I go for broad diversity. It has, for some reason that I have not yet worked out, done better in my savings/investment account than in my IRA account. I try not to risk a lot in either, when I do take a risky position it is a small one, rarely more than $1000 in either account.
    May 8, 2015. 11:19 AM | Likes Like |Link to Comment
  • Forget The Shopping List: Buy What's On Sale (Part 2) [View article]
    The R&D portion is enough excitement for me—no options. If I want to gamble, it is at the roulette table (and low stakes at that; was thrilled with $40 playing for 10¢ in Reno a while back). To each per own, of course!
    May 8, 2015. 11:14 AM | Likes Like |Link to Comment
  • AT&T Should Consider Splitting In Two [View article]
    I still use my copper lines, and every time Verizon calls to talk me into FiOS, I tell them they can pry the copper out of my cold, dead hands. Works when the power is out, ISDN has enough speed for me, no reason to spend more. In fact, now that my landlord has WiFi, I may drop the Internet service and keep traditional copper phone only.
    May 7, 2015. 05:36 PM | 1 Like Like |Link to Comment
  • Forget The Shopping List: Buy What's On Sale (Part 2) [View article]
    And the $64,000 question—which will produce the greatest total return in that time? Probably no way to know, or guess accurately—which is why I would probably split ½ and ½.
    May 7, 2015. 11:34 AM | Likes Like |Link to Comment
  • AT&T Should Consider Splitting In Two [View article]
    It might make sense if there are truly two goals in conflict, but then why would the two resulting companies have a reason to be connected? I am pretty unsophisticated, though investing for a long time (all basic stocks, bond funds, nothing complex); if this were to make sense, I would not expect to see substantially greater returns, but 2 more-efficient businesses with different goals and strategies, I think.
    May 7, 2015. 10:50 AM | 3 Likes Like |Link to Comment
  • Forget The Shopping List: Buy What's On Sale (Part 2) [View article]
    I am curious what you think about TRST, in which I just recently invested a small amount.
    May 7, 2015. 09:18 AM | Likes Like |Link to Comment
  • Forget The Shopping List: Buy What's On Sale (Part 2) [View article]
    U.S. banks used to be reasonable investments, I think, but certainly not since the repeal of Glass-Steagel. (I remember at one time being so fed up with my bank’s fees that I decided to buy stock—they obviously knew how to make money!) I am both a little more wary and a little less cynical about investing in predatory businesses.
    I owned shares of BCH for a while, with good results, but really do not feel that I know enough about foreign economies to feel comfortable with more than “test investments” in foreign banks.
    May 7, 2015. 09:16 AM | Likes Like |Link to Comment
  • Forget The Shopping List: Buy What's On Sale (Part 2) [View article]
    I did recently buy shares of a small bank in New York state, TRST, but no national banks, for sure!
    May 7, 2015. 09:10 AM | Likes Like |Link to Comment
  • Forget The Shopping List: Buy What's On Sale (Part 2) [View article]
    I think it is both/and, not either/or. Ian did mention some shopping-list stocks—KO, TXN, MMM, etc.—and I am sure is watching for the sale price on those. Meanwhile, one looks over the bargain rack to see what is of interest that might not have been seen otherwise.
    May 5, 2015. 11:42 PM | Likes Like |Link to Comment
  • How The End Of GE Capital Also Kills The Core Conservative Talking Point About Dodd-Frank [View article]
    And of course the definition of “small business” has expanded way beyond what most folks think of as “small”.
    Apr 13, 2015. 03:07 PM | Likes Like |Link to Comment
  • How The End Of GE Capital Also Kills The Core Conservative Talking Point About Dodd-Frank [View article]
    So we say, at least until they do—then who knows? I hope you are right, and that their owners, managers, and investors do not have the influence to get another bail-out if needed—or better, that they have learned of the dangers and that a bail-out is not needed.
    Apr 13, 2015. 03:06 PM | Likes Like |Link to Comment
  • How The End Of GE Capital Also Kills The Core Conservative Talking Point About Dodd-Frank [View article]
    I did not see NT alleging that they were all on any one side; of course, they can be found with any viewpoint; it is not the content but the unwillingness to budge that is the key.
    Apr 13, 2015. 03:00 PM | 1 Like Like |Link to Comment
  • How The End Of GE Capital Also Kills The Core Conservative Talking Point About Dodd-Frank [View article]
    The problem is, we did NOT allow JP Morgan, Citibank, et al. to fail, we bailed them out. Since it appears that the true capitalism that would allow such failures to happen is not an option, how is Dodd-Frank any worse than another system aimed to not get to that level of crisis again? What would be better?
    Apr 11, 2015. 02:51 PM | 3 Likes Like |Link to Comment
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