I suspect that most dividend investors are conservative by nature. I am. I don't believe I have any special talent or gift for trading, a crystal ball, or any access to insider information. Consequently, I have little expectation of prospering by consistently buying low and selling high. In fact, prior to becoming a dividend investor, my trading history boasted the opposite, buying high and selling low. Tis sad but true, over those years, I'd given more to the market than I'd taken from it. However, that's yesterday's news, and of no real interest. Of importance is that I'm patient, analytical, organized, pretty good at math, and always looking for that angle, strategy, or edge to help guarantee my continued market success. My book, The Dividend Investor's Guide, details my history, education and growth as a dividend investor and the lessons I learned along the way. It details an effective and safe overall investing philosophy, along with a discussion of several proven trading strategies designed to enhance one's portfolio's income and dividend yield.
The USA is in trouble due to a broken federal political system, corruption that is less sinister and more systematic, lobbyist control of everything, and free markets used as an excuse to make money off people's misery. Despite this fact, I want to survive and (in parallel) I want to see humanity progress so I'll just do my little part and hopefully I have some success. If anyone here is truly seeking "alpha" status then you are guaranteed to fail as it only happens to those not looking for it. "The crow doesn't choose the crow life, the crow life chooses the crow" -- The Lord Of Crows. I cannot help my cynicism but I enjoy humanist moments plus I also really like a good laugh since, as you may know, humor is one of the most important aspects of life.
I did it in June. I looked at all the different slants on retiring early vs. working longer for a bigger monthly payment, and decided to retire (and work PT) while I was still healthy enough to enjoy it. For me it wasn't a financial decision, but a life decision.