Fred Swartz

Property Values Set to Fall 43% from Current Depressed Levels

Thanks for an interesting article that stimulated even more interesting discussion. Many of the suggestions for improvement were good, and I look forward to seeing a revision (tho that might take a while!). And thanks to the author for the many (polite) responses.

Stress Testing Your Portfolio

Interesting idea for evaluating buy and hold portfolios, but assumptions about return, volatility, and correlations will change these results dramatically. And we know how well 2006's assumptions apply today.

It would be informative to see what results for 12/2006, 12/2007, and 12/2008 would have been.