I am retired having spent over 40 years as a financial advisor specializing in portfolio management and stock picking. I still consider myself as a student of the markets and know I will never master them! I am a value guy at heart but use growth ideas when they are reasonable priced. Valuation work is the key to security selection and determining risk/return, on which asset allocation is based. Our approach is to find deviations from the normal and use extreme variations high or low as actions points. I have been featured in numerous publications including Baltimore Magazine, Registered Rep., Town Country, Money, and was the youngest member to be elected to Research Magazines Hall of Fame.