Being a private self-employed healthcare practitioner for some 37 years in a small town doesn't quite provide for a secure retirement. Fortunately, I realized this several years ago, and started studying various investment philosophies and methodologies which led me to where I am now...Retired, happy with my life, happy in my marriage of 31 years, and privileged to have touched the many lives of people I've known as patient's and friends. I'm also on a relatively comfortable budget because of my investments! I love music, people, fishing, and the often crazy intricacies of investing. I despise warmongering, famine, bigotry, and intolerance. Life can be grand.....for some of us. I wish it could be so for more of us.