If you copied Kia Investment Research's ratings since 2014 and opened each position for the duration of 1 Year , then 100% of your transactions would have been profitable with an average return of +16.2%. https://www.tipranks.com/bloggers/kia-investment-research ---------------------------------- A little bit about me:I hold two US issued software patents, one of which is issued internationally. I have 3+ decades experience as a software architect and 16 years as an intellectual property researcher specializing in security. I've delivered 1/2 a dozen shrink-wrap retail software packages to market and spent 3 years at Xerox's Palo Alto Research Center (PARC).
Nearly 40-year, and now retired, CPA. Former experience includes audit and tax work with small and large CPA firms (including as a manager with a 'Big Eight' firm) as well as serving in various companies as controller/CFO capacities.
Spent the last 23 years prior to retirement with several municipalities as Finance Director (Former CPFO, CGFM, CNA) with background in all aspects of financial and treasury management. This included investment of a $25m portfolio in fixed income investments and issuances of SEC-registered municipal bonds, including a trip to Wall Street for bond rating and insurance meetings, (which included a cool visit on the floor of the NYSE during the trading day, pre 9/11). I also benefit from a series four week-long seminars on real estate economic development training via classes and tests to become certified as an Economic Development Finance Professional (EDFP). (Never used one bit of it in my career, but it sure helps to understand IRR for REITs now.)
Long-term strategic thinker and investor since the early 1980s focused on DGI of revenue-growing cash-flow cows. Three-tiered portfolio with a) majority in a foundation of core large-cap SWANs with no dividend cuts in the past one or two recessions, b) Mid- and small-cap growers in industries with long runways (such as data center reits), and c) willing to consider a nominal allocation where appropriate in speculatives for home runs (none currently).
As a retiree, I restrict investments to companies with 1) steady, monthly, growing top line revenue, 2) growing cash flow and income and dividends, 3) strong long-term runway for product/service demand, 4) with strong controls over expenses and little overhead %. Investing for both growing dividends and total return. These characteristics, particularly increasing dividends during hard times, build wealth over time by compounding including reinvestment in the Roth and traditional IRAs. I find many selective REITs to strongly fulfill these specific portfolio criteria more than many non-reits (particularly economic-sensitive including cyclicals and banks).
Owning companies with great fundamentals means few or no worries about the thousands of minute-by-minute price overreactions when Mr. Market has another bi-polar manic tantrum. I just remind myself that I own great companies with strong fundamentals in sound long-term growing businesses having growing cash flows and dividends. Selloffs are welcomed as the greatest of opportunities: value buying matters enormously, with overpaying being my biggest past mistakes and best lesson learned.
My career experience In accounting and finance provides critical skills sets for investing, of which one of the best is recognizing the exponential wealth-building power of reinvestment of divvies in deferred/tax free accounts. Some Einstein said compounding is the 8th wonder of the world. Dividend reinvestment with div growth is double compounding growth, and results in parabolic/exponential returns. I say double compounding is the 9th wonder of the world.
SA handle explanation: photo - Lennon Rickenbacker 350 model. former member of 60's/Beatles bands, harp, keyboards, backing vocals, occasional lead vocal. Met Paul in '74. Twice. At his home. #7 Cavendish Ave, St Johns Wood. A few blocks from EMI studios at Abbey Road (if you're going to London).
Ernestas is an individual investor having more than 10 years of investing experience. The experience includes trading stocks, options and futures (and combination of them).
Ernestas specialises in the big cap companies based in the US, UK, Europe, Canada and Australia.
Ernestas has a B.Sc. in Industrial Engineering, Master in Economic and Executive Master in Finance.
Many industries over the years, positions range from Engineer to Investment valuation work and commercial strategy. The last several years focused on valuation of investment initiatives within Biotech, and Acquisition Integration.