I managed large box retail stores for 30 years. I then retired from retail, studied for several years and opened a financial services firm. I was a registered representative for ten years and recently sold my financial services business. Core holdings: EPD, MMP, ETE, GRX, BIP, AAPL, COR, HASI, SO, BA, BX, CVS, DLR, CELG, BIIB, AMGN, REGN, HTGC, JNJ, LMT, MAIN, NEWT, NRZ, O, OHI, RFI, RTN, UNP, VZ, WMB, OAK, SXL, VTR, and ETJ. As a former Registered Rep, I now own zero mutual funds after seeing how they were destroyed in 2008. I believe that CEF's are extremely under owned by individual investors.