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T-bird55

T-bird55
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  • Retirement: The Forgotten Pieces Of The Puzzle [View article]
    Good read and as one that just retired this past April I find that looking at expense projections to be a critical part of being able to make that retirement move. Having two pensions that cover our major expenses probably assists us greatly in looking at our stock/fund holdings. Your sample portfolio mimics ours almost to a tee (remove KO and add MSFT) with the remainder in index or income stock and bond funds. When folks take the time to plan and then follow through all the ups and downs that the market will undergo with attention to asset allocation as they age your really have a great shot at having what you need/project.. DGI and not feeling like you have to own the next big "can't miss" high flyer helps as well.
    Jan 21 11:40 AM | 5 Likes Like |Link to Comment
  • High-Yielding Waste Management [View article]
    Added some today myself. Nice timing with this action right after your first article. Keep it up. Folks on WM case need to understand why folks have it in the first place. It's not a fruit pick it's a dividend play.
    Jul 11 03:05 PM | Likes Like |Link to Comment
  • Procter & Gamble Vs. Johnson & Johnson: Dividend Growth [View article]
    True but doesn't diversification and not having all of one's eggs in one basket ring a bell too? As with all investments there is risk no matter how good one looks to be. YMMV
    May 17 01:59 PM | 1 Like Like |Link to Comment
  • Retirement: It's All About Savings, Part 2 [View article]
    Thanks for the kind comments. Looking back it's a mix of our luck, following the living below your means principle and just not fighting the markets over an extended period and a nice dose of asset allocation as one gets older. You just hope to realize these thing before you are too old to put them into play. I think that is where the luck comes in and just being somewhat more conservative as we got older. Also tried to live by the "Rome wasn't built in a day" saying. It really is a process that requires some discipline and some Tums during major down markets.
    Apr 17 10:57 AM | Likes Like |Link to Comment
  • Retirement: It's All About Savings, Part 2 [View article]
    Great article, it is so hard to get anyone used to the idea of living below their means. Sounds easy but hard to put into place. Once upon a time when I first started out I started to contribute about 25% of my earnings into a work 457, didn't tell the wife for over a year as we were going from "payday to payday". Then I showed here our statement that had moved nicely, this was in the mid 80's, and she was amazed. We still are living paycheck to paycheck but with about 15% of current earning being put aside. Retiring in 11 months with wife out of the game in June both mid 50's. It can be done but you have to start with that one principle or you are truly in for a bumpy ride.
    Apr 13 04:25 PM | 4 Likes Like |Link to Comment
  • How Stock Certificates Can Make You A Better Investor [View article]
    Great article that does look at a perspective that for what ever reason is falling out of favor, at least in the mainstream media. I for one have always had the type of attachment to my purchases that has both helped and hurt me over the years but mostly in the help arena. Folks are too quick to bail out of why they were in equities in the first place and making it more difficult to get at it on a whim can work well on a long term strategy. Especially when one also addresses the thought of proper asset allocation for your stage of life and risk tolerance. There really is no free lunch but it is nice to have common sense find a place in the investing world.

    T-bird
    Mar 26 10:51 AM | 1 Like Like |Link to Comment
  • Microsoft: A Safe Harbor For The Storm Ahead [View article]
    Have been adding monthly since 04 waiting for some movement. Recently took some off the table (@32), especially when I talked myself out of doing so when it was at 37 a while back. Still by far my largest single position. Your article highlighted all the reasons I will continue to be long softy. Building a good history of dividend increases doesn't hurt. Will continue to accumulate going forward.
    Mar 7 01:50 PM | Likes Like |Link to Comment
COMMENTS STATS
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11 Likes