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  • Why Apple Should Not Pay A Dividend (Or Do Anything Else Incredibly Stupid)  [View article]
    WmInce -- yours is probably the most insightful comment in this thread...
    Feb 27, 2012. 05:01 AM | 2 Likes Like |Link to Comment
  • Apple Jumps, Is It Time To Bail?  [View article]
    beachbum -- what is your rationale behind your suggestion to short AAPL? I'm sure others would be interested as well.

    Or, are you simply proving my own experience that 90% of the comments on SA aren't worth anything. (Fortunately, the 10% that are make it worth my time to read SA...)
    Feb 12, 2012. 05:04 PM | Likes Like |Link to Comment
  • An Income-Growth Portfolio For 2012: 4%+ Yield, Dividend Growth And Lower Beta  [View article]
    Just wondering, why did you not use a valuation measure as one of your criteria?
    Feb 3, 2012. 02:44 PM | Likes Like |Link to Comment
  • Rising Inequality And The Economic Crisis  [View article]
    Rich in Quebec -- what could be more "anecdotal" than attending a college graduation ceremony? And you think it's reasonable to compare this "experience" with that of someone who has actually studied engineering, practiced it in the real world, and personally known and worked with many engineers? Good grief....
    Jan 17, 2012. 03:29 AM | 2 Likes Like |Link to Comment
  • Rising Inequality And The Economic Crisis  [View article]
    I've yet to meet an engineer with Aspergers -- and I've known a lot of them, including the "R&D" types.
    Jan 17, 2012. 03:21 AM | Likes Like |Link to Comment
  • Rising Inequality And The Economic Crisis  [View article]
    Chemfro -- my own experience is BS and MS degrees in engineering (including MIT), then 5 years in research and development at top R&D labs, then an MBA in finance and a subsequent career in business. I've found that while the "engineers were not social individuals" notion is definitely true in some cases, is more the exception than the rule.

    Also, and certainly not to demean your education, there's a big difference between studying engineering in college for a few years, and practicing it in the real world.
    Jan 16, 2012. 03:22 PM | 1 Like Like |Link to Comment
  • Rising Inequality And The Economic Crisis  [View article]
    And just look at how Fiorina did as a CEO at HP -- I think you've made my point.

    There are many engineers in "C-Suite" positions, many of them have MBAs to complement their engineering background.
    Jan 16, 2012. 03:15 PM | 1 Like Like |Link to Comment
  • Rising Inequality And The Economic Crisis  [View article]
    "The one thing a liberal arts education did teach me was, to think critically, to listen to others and weigh what they said, to read constantly, and to study everything that I could get my brain around."

    In my own experience at least, you are by far the exception rather than the rule.

    Then again, many (dare I say most) people I've known who believe they can "think critically" still suffer from points 2) and 3) I noted above -- and in my experience this issue is overwhelmingly one of those with liberal arts educations.

    To think that those who study engineering and business don't "listen to others", or "read constantly", or "study everything I could get my brain around" -- or focus on the "posession of dollars" is simply naive.
    Jan 15, 2012. 02:46 PM | 2 Likes Like |Link to Comment
  • Rising Inequality And The Economic Crisis  [View article]
    pigdog -- What's the difference between Dick Cheney saying that deficits don't matter, and Barack Obama, Harry Reid and Nancy Pelosi acting as if deficits don't matter?

    What's good for the goose is good for the gander, but admittedly it takes a certain kind of fair-minded person to see both sides of a story...
    Jan 12, 2012. 03:44 AM | 1 Like Like |Link to Comment
  • Are Houses Becoming Safe Again?  [View article]
    Not to be nosy, but unless you tell us what you paid for the home (and how much you put down), there's no math to do!

    In the end, you have to compare the return on an individual property with the return you can get on REITs that invest in comparable properties. And to be complete, you need to earn a higher return on the individual property than comparable REITs, since REITs have more diversification, professional management (here I don't mean day-to-day management, but "management" in the sense of running a large real estate portfolio), less risk, and liquidity.

    Most people who buy real estate don't do this analyis/comparison (they should), but you may well be the exception.
    Jan 6, 2012. 11:55 AM | Likes Like |Link to Comment
  • Are Houses Becoming Safe Again?  [View article]
    Also, "all real estate is local", as they say, so the effects of this could be greater or lesser depending on the geographic region.
    Jan 3, 2012. 03:26 PM | Likes Like |Link to Comment
  • 3 Pitfalls To Avoid When Retirement Planning  [View article]
    Dave -- unfortunately I think you are missing the bigger point with respect to SS. There is no real money in the SS fund, only IOUs from the Federal Government that will have to be repaid with future taxes. It's not like your 401k plan where you have real money in the account that you can eventually withdraw when you retire

    The Federal Government has been raiding the so-called SS "fund" for decades. As a result, Social Security is currently about $15 Trillion underfunded. The Federal government will have to either cut SS benefits, or print money -- and they'll probably do both. Medicare is about $35 Trillion underfunded, and probably more at this point.
    Jan 3, 2012. 02:54 PM | 2 Likes Like |Link to Comment
  • A 5-Stock Growth Portfolio To Beat The Market In 2012  [View article]
    What is TPTB and PPT?
    Jan 2, 2012. 03:37 PM | Likes Like |Link to Comment
  • 3 Pitfalls To Avoid When Retirement Planning  [View article]
    You are assuming that there will be no cuts in government pension plans. Considering that the Federal Government is broke, as well as many states (e.g. California), that may or may not be a good assumption.

    Increasing taxes isn't going to solve the problem -- when one includes the National Debt, Unfunded SS, Medicare, Medicaid, etc., the total liability is estimated to be more than $80 Trillion. The entire net worth of the US population is only about $50 Trillion -- meaning that even if the Federal Government took every time that every person in the country has (which clearly will never happen), they still wouldn't be able to pay off these debts.

    Something to think about...
    Jan 2, 2012. 05:10 AM | 4 Likes Like |Link to Comment
  • 2012 Dividend Investing Goals  [View article]
    Is that dividends only, or including capital gains. If dividends only, that is impressive!
    Jan 1, 2012. 05:44 PM | Likes Like |Link to Comment