Obama is Bush part 3

'Free Market' Healthcare: Fix It Now, Before It's Too Late

Youngolf -- how ever many years you claim to have spent in the insurance business, you obviously don't understand it.

Insurance is a way to protect yourself from RISK. It is not, and never was, a way to pool expenses so that young people can subsidize obese smokers.

Car insurance is not a way for bad drivers to share their expenses with good drivers.

If you have a pre-existing condition, that is not a risk. You know with absolute certainty that you are going to have the expense. And make no mistake -- it is YOUR EXPENSE. I just recently priced new insurance for myself -- if you are paying $500 per month with a $5000 deductible, it tells me you have a pre-existing health problem, and you want someone else to pay.

You have a lot of nerve expecting the rest of us to pay for your health decisions. People like you are the real criminals in the health care crisis.

The problem with our healthcare system is run-a-way costs; not the availabilty of insurance. As you state-- you are able to get insurance, but it costs too much.

People who claim the issue is about how many people are uninsured are ignorant and don't understand the real problem.

Most of the businesses that canceled (or failed to provide) health insurance did so because health care costs were increasing 8-10% per year historically (and closer to 10-11% more recently). While some businesses grow 10% for a few years -- no business grows that fast over long periods of time... GDP growth has been about 4% over the long haul -- and by definition that is what the average business growth rate is.

Healthcare, or anything whose costs grow faster than GDP, is going to become unaffordable.

Health care costs are growing out of control, at least in part, because this country has too many people, sitting on their sofa with a twinkie in one hand and a cigarette in the other, complaining that they can't get something for nothing.

Grow up!!!