Bylo-

Bank Overdraft Brouhaha: Why Can't People Take Responsibility for Themselves?

Finally - FINALLY! Some common sense about the bank charges. Lets face it, too many people are simply not responsible with their money so why should I have to pay for their mistakes? The credit card companies call me a "dead beat" because I pay off my card each month.

I also agree with you about Mr. Salmon. Good article Vince.