In my 50's now, I am buying with a longer term outlook. I have made and lost quite a bit of money in equities and mutual funds over the past 16 years-- didn't start investing until 1997. I am still mostly in individual growth stocks, but have been adding income equities and REITs in the past two years. I am also looking at direct investment in real estate. I rely on others for analysis, and would like to follow earnings more closely.