My bio got deleted somehow...this is just a short one so I can send PMs...will update when I have more time. Began in 2012 and have a mix of 55 assets. Goal is to create steady, increasing income -- generated through dividends --- ready to withdraw as supplemental earnings within 8-10 years.
Hi, my name is Dave. Retired Senior Manager after 35 years in Information Technology. Bachelor of Science in Mathematics, way back when. I'm managing my retirement dividend growth portfolio with an objective of higher than average current dividend yield coupled with annual dividend growth exceeding the long term rate of inflation. The goal is to use dividends to supplement my pension and Social Security income. I maintain a smaller,taxable growth oriented account to generate capital gains over the medium term to periodically refill a safe bank account for additional spending.
Retired at the end of 2013. Have been investing since mid 1980s, started out with utilities being a EE grad from Purdue. Have ~80+ stocks invested as follows; 8% Energy(11), 30% Utilities(22), 6% Tech/Telecom(6), 20% Consumer(17), 7% REITs(9), 4% Drug/Medical(4), 6% Industrial(6), 8% Retail(8). Primarily invest in DGI Stocks. Currently living off the dividends that cover ~80% of my needs.
Still have more cash to put to work, should be close to ~130 stocks when done. Have a "Watch List" with ~50 stocks left to purchase. Been slowly adding on market downturns. Been on this site in the shadows for the last 3+ years and a close follower of Bob Wells, Chowder, David Crosetti, David Van Knapp, Mike Nadel, David Fish, as1067, Chuck Carnevale and too many others to list. Started out with Bob Wells' Plan, get a plan on paper and you can't go wrong, thanks Bob. Diligently use David Fishs' CCC list. Can't read enough of Chowders' Proverbs about Utilities & Consumer stocks. Many thanks to all.
High Quality + High Current Yield + High Growth of Yield = High total Return
The Single Best Investment, Lowell Miller
Energy; cop cvx njr ni se sre ato kmi sr nwn xom
Utilities; ava d lnt so vvc wr artna awr ctws cwt nee wgl duk ed es wec xel awk msex nwe scg wtr
Tech/Telecom; csco t vz ibm intc msft
Consumer; cl dps gis ko khc pg mcd mo pm clx k kmb pep sjm syy ul rai
REITs; dlr hcn nnn o dft hcp nhi ohi wpc
Drug/Medical; abt cvs jnj wba
Industrial; ge gpc rsg wm emr nue
Consumer Disc; rost tjx tgt wmt cpb mkc cbrl txrh
Energy; dgas swx nfg rgco
Utilities; gxp ppl mgee ugi cnp sjw yorw cva
REITs; qts uht doc hr hta cone cor els
Insurance; cinf erie mcy ori
Banks; arow ubsi cbu tmp pfg
Drug/Medical bdx mdt chd unh idxx woof pets
Industrial; itw leg swk bms son rpm mmm
Consumer Disc; hd low hrl kr six
Misc; adp acn payx
I am a keen dividend growth investor with a new found passion in the stock market and buying income on sale.
Although a fan of the lower risk DGI method, I am all in for financial freedom and attempting to retire by 30. I am therefore willing to take on more risk to get there and I am now investing into higher yield stocks predominantly MReits, BDCS and Reits. I firmly believe that this approach will get me there faster alongside investing in undervalued dividend growth stocks that will compound better in the long run.
I am looking at a complete 50/50 split of DGI growth stocks for stability and 50% high yield alternatives. I am now looking into Reits, MReits and BDC's for my journey to financial freedom.
An independent (small) investor living in the state of Texas. Am over 65 but still work full time. I refer to my interest in the stock market as my night job. When asked what kind of job or what kind of work is that, I generally say, well, you read, read, read etc.
My goal is to be Financial Independent so I can get out of this rat race. I want to have drinks with tiny umbrellas while finding adventure out in the world. I also manage a small retirement portfolio for my Dad so he can sleep well at night. I enjoy the banter on SA and love to explore new thoughts and ideas.
Retired and interested in long term investing in quality companies who consistently grow their dividends. Long term - infrequent trader. My portfolio:
Communication: T VZ
Consumer Discretionary: MCD SBUX
Consumer Staple: MO KO GIS PEP PM PG CL KMB KHC
Energy: CVX COP XOM KMI SE
Healthcare: JNJ MRK ABBV
Industrial: GE LMT EMR MMM CAT
International fund: VTIAX
MLP: APU EPD MMP
Multisector fund: VWELX
Real Estate: HCN HCP O DLR WPC VTR
Technology: INTC IBM
Utilities: ED DUK PPL SO D LNT WEC AVA STR NEE
Retired investor, ex-Navy, ex-Big Oil, ex-French manufacturer.
My interest in investing came from both my grandfather/father and my boss at work. When my grandfather retired in the late 50's he spent his days either with some cronies watching the tape at the local ML office, fishing, or tending his flower shrubs. I didn't know what he was investing in until after he died which is normal as I was still in school and more interested in school than my future life. My grandmother started talking about the different companies and what was happening to them (buyouts, spinoffs, etc.). Then when she died and my mother inherited the portfolio I saw that it consisted of first quality dividend paying stocks. Until my mother's death the process continued without any significant purchases or sales -- nor any dividend reinvestments. The money was accumulated and invested in good mutual funds my dad liked.
My dad was a doctor and knew nothing about investing but a kind patient ( a crony of my grandfather) bought some stock for him in the late 50's with the comment "pay me when you can or give them back to me at anytime". He repaid him. The patient did this again about 2 years later. Same result. This small investment in a Louisiana land and oil and gas company (which no longer exists) paid for a new house and our educations, etc. My dad then started investing in mutual funds and dividend reinvesting. He loved Magellan and the Neuberger funds. He had them until his death.
My boss got me interested in AAII then when I moved to the home office I joined a small local investment club. Eventually I kept the club "sheet" -- the monthly tally of investments with relevant information (yield, gains/losses, tracking against the 500, etc.) . It was complex but fun. I stayed with that club even after moving away and kept their sheet too for almost 20 years. I joined a new club and repeated the process.
Now, I don't have any club but I continue to discuss stocks with friends.
The "dot com bubble" really crushed me and turned me into a DGI.
Now I have about half in stocks (COP, CVX, KMI) and half in funds/ETFs (Health Care, Small Cap, Medium Cap, Energy, Primecap, VNQ, VDC -- all Vanguard).
I want the portfolio to act as it did for my grandfather and mother. Hence, I am trying to educate our daughter in how this works. She's not investment savy but she is extremely smart and a quick learner in medicine so the process won't be too difficult.
Seminal reading: Atlas Shrugged, The Fountainhead, Think & Grow Rich, The Bible
52, trying to save for retirement, college for teenager, and a few fun family activities. Long many of the usual suspects (GIS, DUK, HSY, MMM, CMI, SO, GE, CVS, WAG, among others) and trying to increase savings. Burned by BAC, TYC, and GE and a couple of others while chasing yield; still smarting but learned from those hard lessons and doing much better now. Finally off the mutual fund racket except for a 401k that doesn't allow investment in individual stocks. Firm believer in buying and holding and DGI. No options.
A small, individual investor, I mainly focus on deep value micro and nano - cap companies. I especially enjoy investing in net-nets and stocks with upcoming catalysts. While I'm currently not a professional investor, I do manage some accounts and would love to one day invest full time.
I am a retiree who enjoys investing Long-Term. I reside in California. My careers were as an announcer and a U.S. Postal Service clerk. I have stocks plus other investments. I try to be respectful. I look for investment opportunities that are not as well-known as others. If I read something that a Seeking Alpha contributor mentions and it looks attractive for my investment style, then I will buy it, and give credit to the writer. I am more of a support person than a contributor; at my age, I do not need the pressure of deadlines; trying to find solid investments is enough of a challenge. This Bio was edited September 4, 2012.