user225084-justme

Fannie and Freddie Did Not Cause This Crisis

It would be wiser to use the term "commission issue" or even "agent issue" (not "agency issue") when talking about commission/agent issues and FNM/FRE in the same gasp of air.

The problem with the terminology used in this article is that the reader can be confused because FNM/FRE loans are commonly referred to as "agency loans", in the sense of "via government agency". Although we all know that FNM/FRE are not really (or supposedly) "government agencies", the terminology seems to be very common.