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  • Can You Retire In Your 50s? [View article]
    16K left over in school loans (@ 3.46%) with 17k in a taxable account yielding 5.01%. Paying off my remaining loans is not even a consideration at the moment - it just doesn't make sense. Taking risk into consideration, of which there is a lot in my taxable account, I still cannot legitimize paying down school debt over investing.

    I have zero debt elsewhere, live within my means (and budget) and save like a fiend (Jan 1 is my favorite day of the year: new Roth IRA contribution day). When I go back to school again shortly I'll utilize 'bad debt' if need be (albeit, at a cheaper school this time...).

    I hope about ten years down the road I'll be able to utilize debt to diversify into real estate and provide rental income to my cash flow stream (at today's rates would be a plus).

    I don't like having a monthly debt burden hanging over me, but swearing off leverage utilization outright I think is a little harsh.
    Dec 27, 2014. 12:13 PM | Likes Like |Link to Comment
  • U.S. and Cuba move to normalize diplomatic relations [View news story]
    I was the Cuban 'representative' during our mock UN event in high school - very exciting I get to see this in my lifetime.
    Dec 17, 2014. 11:51 AM | 1 Like Like |Link to Comment
  • Crucial Facts About Energy Stocks [View article]
    Tell that to my taxable account, down 12% this last week:
    -PAA, SXL and WPZ down some serious dough (unfortunately no cash on hand to double down).
    Dec 16, 2014. 06:21 AM | Likes Like |Link to Comment
  • Why I'm Considering Selling My Core Position In Coca-Cola [View article]

    I'm curious as to why you sold JNJ given the reason stated. I can safely assume you bought at a yield that was appealing to you (not 2.7%). But you sold it because (the stock appreciated, and) the current yield fell to 2.7%? Were you implying you wanted to take profits?

    Perhaps I'm missing something but your reason for selling, as written, makes no sense to me.
    Nov 30, 2014. 10:03 AM | Likes Like |Link to Comment
  • Becton, Dickinson And Company: A Sharp Investment [View article]
    Yes, I hold the same opinion. I have full positions in MDT and JNJ and a half position in BDX. Come the new year I'll finish off my BDX and start a BAX. ABT is also on watch, but rather expensive right now.
    Sep 21, 2014. 03:03 AM | Likes Like |Link to Comment
  • Don't Own A Company If You Wouldn't Display It On Your Wall [View article]
    I take it a step farther: for items I do not mind paying a premium for I always look at the back of the product and find the manufacturer. I try to buy products of companies I own.
    Sep 18, 2014. 07:12 AM | 4 Likes Like |Link to Comment
  • Retirement Strategy: How Dividend Income Grows To Staggering Levels By Reinvesting And Compounding [View article]
    Umm, I'm a young investor (26, three years out of university) and I invest in DGI stocks - if it doesn't have a history of increasing dividends and doesn't have a product line I don't see being around for the next ~4 decades, I DO NOT invest in it.

    I also have a taxable account investing in MLPs to provide me with monthly income or money to invest in 'growth' stocks.

    My take-home income: investments >> school debt >> the rest - it's a no-frills life but I don't wanna be left without a chair when the SS dance stops...
    Aug 18, 2014. 07:27 AM | 11 Likes Like |Link to Comment
  • Coke chooses caution, sees too much risk in swallowing all of Monster [View news story]
    Which is why cereal companies (NYSE:GIS) are diversifying into on-the-go snacks and yogurt (the latter proving more growth than the former).
    Aug 17, 2014. 04:36 PM | 1 Like Like |Link to Comment
  • Dividends Matter, But Not For The Reason You Think [View article]
    I find I learn a LOT from this website, granted I haven't been investing from the late 60's...

    I don't think target is a good example with regards to dividend-growth investing.

    I too look forward before I invest in my (dividend-growth) companies - do I expect MDT to be producing healthcare products 10 years from now? (...Undoubtedly yes) Will KO still be providing beverages 10 years from now (yes). And so forth - I like to invest in fields that I KNOW will be around, producing tangible products.

    Retail has been undergoing a transformation for the better part of half a decade (and not in a positive way). I personally won't touch the field - too much change and variability. There are better (safer) fields I put my money. Your P&G reference is a good one, though. People will still need to consume their products 10 years from now - it's on management to grow the company in a profitable manner.
    Aug 17, 2014. 01:37 AM | Likes Like |Link to Comment
  • How A 2-Sided Dividend Portfolio Can Achieve Both Dividend Income And Growth [View article]
    None of the products/companies you reference are known to me.

    (I'm too young, or....!)
    Aug 9, 2014. 01:48 PM | Likes Like |Link to Comment
  • Dividend Growth Investors - Mind Your Own Business [View article]

    Income can be generated in many ways, like you say. But consider the retired person living off of investments:

    Retiree A. who sells stocks to generate income took a 20-30% hit in 2009;

    Retiree B. who lives off dividends received 7%+ RAISES in his income during this time period.

    I don't like surprises - I like consistency. BRK might generate better returns than my KO/PG, but the latter have a history of reliability (in more ways than one, in this case). Until this changes, I'll stick with my quarterly checks.
    Aug 9, 2014. 09:56 AM | 13 Likes Like |Link to Comment
  • What Happens When Berkshire Hathaway Pays A Dividend A Decade From Now? [View article]
    I would kill for BRK.B to pay a dividend...still can't forgive him for taking away HNZ
    Jul 29, 2014. 08:43 PM | Likes Like |Link to Comment
  • Kinder Morgan misses by $0.01, beats on revenue [View news story]
    "Kinder Morgan, Inc. (NYSE:KMI) today reported second quarter cash available to pay dividends of $332 million, up 13 percent from $294 million for the same period a year ago, and remains on track to meet or exceed its published annual budget of $1.78 billion in cash available to pay dividends. For the first six months of the year, KMI reported cash available to pay dividends of $905 million, up 12 percent from $807 million for the same period last year. "

    I'm going to lean towards 'meaningless' as well...
    Jul 16, 2014. 05:18 PM | 7 Likes Like |Link to Comment
  • Enterprise Products announces two-for-one stock split [View news story]
    It doesn't matter 'how many average investors are doing that'. I just pointed out a simple fact - don't get defensive.

    Take APPL pre-split - I know I didn't have that kinda cash to pump into one company just to write covered calls (I still will not weigh APPL at 30% of my portfolio...).

    Maybe not the same here, but the small fact still does exist.
    Jul 15, 2014. 03:01 PM | Likes Like |Link to Comment
  • Enterprise Products announces two-for-one stock split [View news story]
    And makes options more feasible for the average investor.
    Jul 15, 2014. 09:37 AM | 1 Like Like |Link to Comment