Retired in 1994 with twenty plus years of military service. After military service I spent six years working in the paper manufacturing industry and then an additional 12 years as a government services contractor supporting the US Army and the Centers for Disease Control. I started investing in mutual funds around 1980. After military retirement, I invested in workplace savings plans and "growth" stocks recommended by various brokers. Got busted in the dot bomb explosion like most other novices. After the big bust, investing was on the back burner as I changed jobs and concentrated on making money for my employer while maxing out my 401k. I am semi-re-retired now due to the reduction in government contracting and a recently corrected health issue. In March/April of 2012 I decided that I could manage my money better than a financial adviser. It took two months to find Seeking Alpha and another week to realize that I am a Dividend Growth Investor at heart.