I am an individual investor from Rhode Island. I trade moderately with a "long term focus", out of two Roth IRA accounts and a standard brokerage account. I also have a substantial 403b account with an aggressive mutual fund portfolio with Oppenheimer Funds. I generally only have one or two speculative micro cap stocks in my portfolio at any one time. The majority of my portfolio is generally large cap stocks that I dont need to follow on a daily basis.