montza

Jingle Mail, in Practice

Morality aside, all makes perfect sense. But would you take this approach if you were lent the money from someone who was likely to collect with baseball bat in hand? Answer: No.

Summarily, this is exploiting consumer protection and poor lending practices for financial gain, would I do it? Probably, but all depends on the circumstances.

It will come back to bite at many future points, be it the declined car loan, higher credit card interest rate or whatever... Just have to keep thinking back to the $300k gain... How far do you push the moral boundaries... Bahamas anyone?