I am an individual investor with 30 years of experience. Along with my trading experience I have a BS Bus, BS CMIS, MBA, passed CPA exam and leadership experience at 3 different Fortune 500 companies. I have also purchased, financed, built up and sold a small business. I tend to follow about 50 companies across all industries and consider "Risk Management" to be my greatest strength. Through a combination of risk management and trading I was able to avoid and prosper from the recession. My expectation is to beat the S&P 500 return and take less risk. I have accomplished that for several years in a row.
I try to carefully trade weekly & monthly stock options with expertise in mining companies & traditional manufacturers. Speak & write fluent Portuguese and speak good Spanish. Resided twice in Brazil and once on Guam Island. Employed at the same large foreign-owned Distribution Center the past 15 years & completely 100% Pro-NAFTA. Smart individual investing is the preferred solution to improving one's economic future, as opposed to vast & vague government handouts. Seeking Alpha is the #1 best financial blog because of honest opinions & superb organization.
David Sims is the managing member of RidgeHaven Capital LLC. We prefer distressed equities and value investing. The firm was established to manage wealth with an eye on fundamental value, but also an understanding of technical trends and market behavior.
David is a Certified Public Accountant and previously worked as an auditor at a Big 4 accounting firm, SEC Reporting Analyst and financial systems administrator at a small private company.
Find the Sims On Finance Investing Podcast on iTunes, Tune In Radio, and Player FM radio.
Started following the stock market in the mid to late 1970s.
Opened Merrill Lynch, Pierce Fenner and Smith, INC. "Share Builder" account. My dearly departed Mom took me to the Pan Am building in Mid-Manhattan in 1976 to open my account with $200 I had saved up as a paperboy. During High School I worked at the Northeast Bronx Adult Center as a Office Helper and then in the swimming pool checking membership cards. That job was great and I met the Truman Swim Coach who invited me to be on the school swim team.
Swimming was great each day after school. Bristol-Myers was suggested to me by the Registered Representative (RR) named Scott. I said I wanted to buy shares in Zenith Radio Company because we had just purchased a brand new 1976 Zenith 26 Inch COLOR television set. My mother said that since the Olympics for 1976 were going to be televised, we should have a brand new color TV set to enjoy all our favorite shows on.
Bristol-Myers (BMY) was a great company to be invested in at that time. The whole stock market had hit bottom in 1973 and in 1975-1976 the overall market was not loved at all by the American people. Most people didn't want to know anything about the stock market "Why should I care about that?").
My Grandfather used to work for Nabisco (during the Great Depression in the 1930s) and upon retirement he was given a small amount of common shares. Or it may have been some sort of convertible preferred shares that paid a yearly dividend, kind of like a bond. The value never increases but each year you receive some amount of income.
By the early 1970s I found out about the annual reports from Nabisco. The bright red triangle on the side of a box of cookies or crackers in the supermarket was from them. Also "Cheese Whiz" which was fun to play with but not as much fun to eat. They also had Aurora Road Racing ( I loved that product), and other operations. In 1973 they were saying that they were in the process of "Getting ready for the next upturn in demand."
They were using cash flow to pay for upgrading factories and installing new equipment to increase the production for the next inevitable upturn in demand. More people means more demand for their delicious treats.
(more to follow, stay tuned.)
I have worked for almost 30 years in the custody end of financial services in the Midwest USA. My interests are personal investing to earn income and prepare for retirement and more contribution to the church and society.
I have had a forty year career in business, banking and finance. I retired as a financial advisor with Prudential Securities and have managed our personal investments in retirement for the past ten years. I have a B.A. in economics and am a graduate of the Prochnow Graduate School of Banking program at the University of Wisconsin-Madison. I also was organizer and president and CEO of a community bank in suburban Chicago prior to it's acquisition by a major national bank.
I am a long only investor with a balanced portfolio of growth and income equities as well as a mix of REIT, MLP, CEF and ETF investments.
Close to retirement age but plan to keep working for some time to come. Have invested in stock market sporadically, mostly confused and scared. It hasn't worked very well. Have a lot to learn, learn a lot from many SA folks and enjoy the sharing here.
Historically about 60% invested (minority is stocks along with a lot of "other") with 40% cash. Aiming at this stage to put more of the cash to work, and since I'm underweight in stocks/bonds, am focused there, especially but not only DGI.
Expect that I can avoid taking much if any income out for 15-20 years (except tax and the RMD), unless something unexpected happens--not a long compounding period but better than not at all.
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Martin Vlcek is a full-time investor and analyst who has been actively investing and managing money for more than 15 years. Martin has an Economics degree. Martin’s investment philosophy is to hold a truly diversified portfolio of investments across asset classes with low or negative correlation and a positive carry if possible. His primary stock investment focus is on undervalued small-cap stocks with favorable risk-to-reward ratio and upcoming catalysts.
Martin became a full-time investor and money manager after a 15-year career in online marketing where he was one of the pioneers of the pay-per-click search. Martin later held managerial positions at several Fortune 500 companies and also managed his own startup company.
IMPORTANT DISCLAIMER: Martin is not a Registered Investment Advisor, Broker/Dealer, Securities Broker or Financial Planner. The Information in his articles, his comment and his premium subscription service on SeekingAlpha.com or elsewhere is provided for information purposes only. The Information is not intended to be and does not constitute financial advice or any other advice, is general in nature and not specific to any individual. Before using Martin's information to make an investment decision, you should seek the advice of a qualified and registered securities professional and undertake your own due diligence. None of the information provided by Martin is intended as investment advice, as an offer or solicitation of an offer to buy or sell, or as a recommendation, endorsement, or sponsorship of any security, company, or fund. Martin is not responsible for any investment decision made by you. You are responsible for your own investment research and investment decisions.
Retired from the U.S. Army on April 1, 2015 after 31+ years of active duty service. Currently enjoying the freedom of a completely open daily schedule, for a change.
I'm in my 4th year of "stock" investments. Seeking Alpha provided me the incentive and motivation to start investing in the stock market. It was a great decision. Seeking Alpha is required reading for me, both for investment ideas and knowledge as well as entertainment.
My Top 3 SA authors are: Chris DeMuth Jr., Bret Jensen, and Regarded Solutions,
My favorite pure commentor/contributor is: "Richjoy403". Check his profile page out for a real ride.
My portfolio consists mostly of long-term DGI equities with a small percentage of speculative stocks. I am working on my wish list of stocks I want to own once they reach my target entry point. All my ideas are rooted on the contributions of SA authors and contributors. To them I say thank you very much!
Private investor focused on value and GARP. Began investing in mutual funds just a month or so before Black Monday in 1987! I survived that and stayed the course. Been investing now in individual stocks for 16 years. I find that capital markets are a continual learning opportunity, particularly when one is getting his or her ass kicked! SA is a tremendous vehicle for exchanging ideas in a thoughtful and respectful manner.
Former scrap metal broker (21yrs, some international), now professional counselor (individual/relationship)(5yrs).
BS Miami U 1984, MIM Thunderbird 1987, MA Counseling Cincinnati Christian University 2010
Managing our retirement money.