Received a benificiary IRA 9 months ago (6/13). Had 3 careers as an Elec Tech, Comm Tech and Mainframe Programmer. Observing Analysts, Articles, Charts and News. Charts are my main tool. Overall market action has me confused lately. Up 5%, Down 8% repeat. Tend to be overweight in Tech Stocks (of course), Working on a rounded (diversified) portfolio and finding most companies come under percentages of their listed sectors. Like a company that finances gold corps. can be both Minerals and Financials. IPO's thrill me but can't get a foot in the door with my broker so I wait a few days and catch on a dip. Learning to hold more than trade is THE more profitable way. Tried to keep my portfolio to 12 stocks max but ther are SO many good ones out there. Have 16 and have to figure how to drop some and still keep it diversified. Shooting for a 5 year run before cashing out. Love the SA articles suggesting a stock may soon be accelerating soon, and again, holding is more profitable. Options sounds like something worth getting into. Once the Mkt calms down that will be next.