I am a recently retired high school teacher. During my working career, my 403b plan (similar to 401k) was restricted to mutual funds. In the last three years I have converted most of my mutual funds to dividend growth stocks with many of them being dividend champions. Apple was one of my non-dividend investments initially as I looked to it for growth. I was delighted when they initiated their dividend as I hadn't expected it.
Seeking Alpha is a godsend to the not particularly well informed investor and I have learned a lot from the many excellent writers. As an avid reader, my knowledge pertaining to investing continues to grow as do most of my investments and the dividends I derive from them.