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Barron's Interview: Six Winners No Matter Where We Go From Here [View article]
Anyone that knows what a mania chart looks like will recognize that the Dow is a complete mania which tried to pop during dot bomb but which was reflated by Greenspan's low interest rates. Further enabled by Greenspan's virtual elimination of any reserve requirements placed on the creation of credit by banks, the price of the country's largest asset class (by far) - housing - soared to nosebleed heights. Money was taken out at the top and used to speculate in the markets. Now all of that is collapsing far worse than anyone was predicting just 6 months ago and it will get a lot worse than anyone has predicted so far. The gov't will try to stop this by creating money from thin air and doing helicopter drops into the economy in order to offset the destruction of credit.
Anyone watching this happens knows what it is, and will continue to do to the USD. Putting money into stocks at this point is stupid. The economy is melting down and so earnings will crash. Even if you are lucky enough to be in a stock that goes up in a bear market, you have to pay taxes on the gains. But the gains are likley to be related to inflation so all you are doing is taking a risk in the markets in order to pay taxes on inflation.
At the same time, boomers are looking at all this and wondering if their retirement savings really belong in such a place. Their 401ks are down at least 15-25% over the last 9 months and so it is worrisome to say the least. I suspect that there will be selling and redemptions into any strength and the pyramid scheme known as the stock markets will crash badly in the next 5 years.
This is no time to bet the farm on the markets. You will make more money shorting and smart people are buying long term puts, deep out of the money.