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Should the government help finance homeownership? asks Robert Shiller in the
, referring to the conservatorship of Fannie Mae and Freddie Mac and the Federal Housing Administration's direct subsidization of home-ownership, not to mention execptionially loose monetary policy. Shiller
doesn't seem so convinced
, pointing out that renters can more easily move if they find a new job, while it's "hardly wise to put all of one's life savings into a single, highly leveraged investment in a home."
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All loan rates should be capped per type of loan. Get rid of the credit score system which is a legal way of gouging people. And do buy a house; it's cheaper than renting and (if you received tax credits) after 3-years of being your primary you can rent it out. Get on that ladder and don't get off.
Jul 14, 2013. 04:52 PM
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