I went in the Army after high school for four years and saved up $7400. After I got out, I went to a large state university in the south on the GI Bill and got a BS in Finance. While going to college, I was able to grow that original stake to $10,600 during four years Phillips Curve inflation and the onset of stagflation. I was not able to get professional employment in the financial services industry after graduation, so I went to work as a roustabout on an oil rig and I am still employed in the oil and gas drilling business as a a superintendent. Over the past 35 years of hobby investment, that $10,600 has grown by average 15% annual internal rate of return before tax. I have always bought individual stocks with some ETFs. I have out performed the S&P every year except for 2000 , 2008, and 2011. To be bought by me, every investment must meet a fundamental hurdle and have both a fundamental and technical catalyst. Everyone should have investing as a hobby. Thank you for your interest; and may the odds always be in your favor.