I'm retired and have spent most of my "working years" in NYC. Many, many years ago ... I took a 3 day "barrage of tests" at Princeton U. to help me to determine what direction my overall "skills and interests" might best lead me to. My "abstract analytical math" abilities (whatever that meant) were exceptionally high and the 3 professions that came out on top were law, stock market analysis, and market research. Tired of school and a bear market combined with my not exactly being a Wall Street type of person (long hair since 1967), I chose market research for a large Park Avenue Corporation. It only took me 3 to 4 months to realize that I couldn't spend the rest of my working years in an office building and living that type of lifestyle. To keep the rest as simple as possible, I've done a number of things providing for myself and others. During my life I spent several years "at the track"... finding it was much easier to pick a winning horse in a race than to pick a winning stock in the markets. The return was instant reward with a few other benefits thrown in. I added to my reserves by learning card counting for Blackjack, and I made 'extra' money playing in the illegal gambling places in NYC. They were everywhere at the time. They still might be. I loved the excitement at that time in my life and thank God I managed to "pull it off" instead of "leaving my bones at the finish line." Additionally, I love both riding and driving horses. Eventually I did "burn out" from it all but I still love horses and horse racing. My traditional investing experience rests primarily in the SnP500 Index Options which I traded during the period of 1986 - 1987 using various means but primarily focusing on Elliott Wave Theory and Robert Prechter's monthly publication at that time. I bought a basket of put options on the SnP500 on the Thursday before the Black Monday crash of 1987. It was a good year to say the least and it paid for a few good years to come. In January 2013, I decided to look at the gold market. I hadn't followed the market in years because of other interests always more important to me than getting crazy playing the markets. I went into it with the idea of purchasing some gold. By the end of January 2013, after a month in the proverbial 'wood shed' ... I surfaced and told my best friend that IMHO it was the worst time to buy gold. The price at the time was $1750/oz and it has been heading down ever since. I really don't want to get back into the markets but getting no interest on my life savings isn't exactly the way to go thanks to that moron Bernanke, and there was (possibly) so much money to be made shorting GLD all of last year that it has gotten to me.