I'm a Systems Administrator by trade, but an avid investor in my spare time. Since the 2008 meltdown, I've been re-educating myself about investing using excellent sites such as Seeking Alpha. I now own individual stocks (with a focus on dividends) instead of mutual funds. I seek stable companies with sound fundamentals that pay ever increasing dividends. My main goal is to generate enough dividend income from my portfolio to sustain me when I retire. I still have several decades to go before I reach that milestone.