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Home Price Reality Check

"If you've been in a place for years with no plans to move, haven't had the need to "tap" your home equity only to find less of it there, and don't see the need to keep track of what nearby houses sell for, you're probably not really qualified to offer an opinion on this anyway."

Qualified, or not... This is exactly my situation. The best reason that I have for determining the value of my home, is so that I can have it reassessed, in order to reduce personal property taxes and insurance premiums. There is always a reason to remain aware of valuations.