Poor, learning to program and to invest. Can't be harmed by being called a poor loser because I am one, consciously so. Whatever your level of affluence, I am poorer than you. Not only are you rich to me beyond dreams. But even the people who protest against austerity as anarchists are ultra-rich to me. I do not have a bed, haven't slept in one for 3 years at one point. This is how poor I am, poor beyond the Slumdog Millionaire. Can't remember how warm water feels like. Just got enough money to buy life-saving meds that I had not taken for a year. I am that poor. Don't worry, at one time you were poor to me. I was richer than a billionaire. Then I refused it all. Grew up as an ultra-intelligent protestant boy in an old Catholic aristocratic setting. Now an independent Buddhist, though I still love the Catholic rituals and the simplicity of puritan austerity in my roots. Thanks to my connections and former but now lost brilliance of mind used to work for private banking families that dominate globe, when I was young. Slaved under the people who give consultations to the people who give advice to to the rich. Questions answered: "What are the rich up to, what are the newest trends and behavioural patterns among the affluent, what do you know about people that even they do not know right now?". Not really dirty detective work, but not totally honest either. Mapped all sorts of behavioural analysis and stats that should in a sane world have no bearing in finance but somehow does - infidelity, betrayal, greed, gluttony, short-temper, blindness to personal errors.. In a word, ignorance. If you are rich (liquid assets beyond 30 mil euro, net worth beyond 30 mil euro with income beyond 5 mil euro per annum) you will meet people like I used to be in the social settings: we monitor you and your competitors for investment banks at swinger parties, official conferences.. It was both the easiest and hardest job. 100% loyalty, pure ethical conduct among sleaze and corruption of unimaginable proportions. After 5 years, I refused the reward I was given for my services, a very comfortable life in a developing BRIC country running a NGO with carté blanche. Refused it, started out as poor as one can possibly be. With-out a single penny. Is independence worth it? Let's discover together.