Hi everyone I have been into investing for about 3 years now and I am trying to learn more about it every day. 4 years ago I did not even know what stocks were. I went to my local bank to ask if I could open an account to buy stocks. My bank director assured me that there were no costs for opening nor for keeping the account. So I thought I would give it a shot. I had a ridiculous budget of about 100 euros (about 136 dollars) and just bought a couple of cheap stocks that appeared on the first page (at least back then I thought they were cheap because they were trading below 1 Euro). Some of the stocks went up over 100 percent, some went down to close to zero. To make a long story short.. I was getting interested in the stock market. I started to read every book I could get my hands on and now I can honestly say that I am doing a lot better (agreed not too difficult considering the fact that I was picking stocks at random but still). My focus is on the long run and I personally prefer dividend growth stocks. I must admit though that I allocate some 10 percent of my capital to rather risky stocks bought at a significant discount. Happy investing and enjoy the read. Kind regards, Michiel Derboven Disclaimer: I am not a professional investor and do not intend to give professional advice. Everything I write represents my own personal opinion and should be regarded as such. Every investor should do his own due dilligence before making any investment.