I'm a Venezuelan engineer, 65 years old, working for a multinational corporation, doing independent occasional investment and acting as a financial adviser on stock investing - with no commercial interest - for family and friends, . I have been investing in the world stock markets for the last 5 years, mainly in the US market, with medium-to-fairly-good results. Main areas of interest are energy, technology & commodities. I have a MSc. degree on Soil Genesis & Morphology from Iowa State University (1978), and a degree on Management of Corporate Change from Harvard University (1997). Speak Spanish, Portuguese and English. Married, four kids (3 boys & 1 girl), living in Valera, a small city located in the Venezuelan Andes mountains.