Now retired. I was a Health and Physical Education Major(College of New Jersey) and a USN Vietnam Veteran 1968-69. I have been investing in equities since 2004 and have found that I have had much more success without a broker's "help". My philosophy is "it's your money, put it to work yourself". I consider investing a hobby as much as a way to build a nestegg. It is a great way to pass time and learn about the companies that make the world go round.