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Mortgage Money MAN.....
Mar 06 18:22 pm
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All Comments by CHM97 »Are FICO Credit Scores Still Relevant to Mortgage Originators? [View article]
Only full doc loans? That misses the point of the original post, COMMON SENSE underwriting.
Stated income / stated assets will perform fine if they make sense. NO stated investors (must sell a property) NO stated 1st time home buyers, NO stated teaser rate programs,No stated construction loans, NO late payments on mtg ever, NO missed payments last -24- months. Common sense u/w.