Left Coast Rick's Comments Left Coast Rick's Comments RSS Syndication from SeekingAlpha.com http://seekingalpha.comuser/158768/comments Let's Use the 30-Year Treasury Bond to Reignite the Mortgage Market http://seekingalpha.com/article/111010-let-s-use-the-30-year-treasury-bond-to-reignite-the-mortgage-market?source=feed#comment-332081 332081
1) it deals with lowering the monthly houisng costs of individuals & families,
2) on a market basis, the lower costs will get the markets closer to healthy median income to home price ratios.
3) It would reward those who honor their debt obligations, and
4) it would defrost the credit markets.

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Wed, 17 Dec 2008 11:30:38 -0500
1) it deals with lowering the monthly houisng costs of individuals & families,
2) on a market basis, the lower costs will get the markets closer to healthy median income to home price ratios.
3) It would reward those who honor their debt obligations, and
4) it would defrost the credit markets.

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A Little Known Fact, And Good News, About This Crisis http://seekingalpha.com/article/108727-a-little-known-fact-and-good-news-about-this-crisis?source=feed#comment-318906 318906 Tue, 02 Dec 2008 11:19:04 -0500 Ben Stein Watch: November 30, 2008 http://seekingalpha.com/article/108470-ben-stein-watch-november-30-2008?source=feed#comment-318213 318213 Mon, 01 Dec 2008 12:26:08 -0500 An Optimum Government Policy to Aid the Financial Crisis http://seekingalpha.com/article/106815-an-optimum-government-policy-to-aid-the-financial-crisis?source=feed#comment-310866 310866 Thu, 20 Nov 2008 11:38:48 -0500 Curing the Credit Crisis: A Better Alternative Plan http://seekingalpha.com/article/97159-curing-the-credit-crisis-a-better-alternative-plan?source=feed#comment-265012 265012 Thu, 25 Sep 2008 13:40:38 -0400 Curing the Credit Crisis: A Better Alternative Plan http://seekingalpha.com/article/97159-curing-the-credit-crisis-a-better-alternative-plan?source=feed#comment-264862 264862
There is very little liquidity in today's banking system to handle those kinds of runs. Banks are being required, in the immediate term, to de-leverage, which means they need to reduce lending. The only way to prudently de-leverage is to raise capital through earnings, offerings and as the loans payoff. The Paulson plan, while not perfect, would give banks the time for that to work. By all means, let's not overpay for the assets or allow the greedy executives windfall gains. But restoring liquidity is paramount.]]>
Thu, 25 Sep 2008 11:45:14 -0400
There is very little liquidity in today's banking system to handle those kinds of runs. Banks are being required, in the immediate term, to de-leverage, which means they need to reduce lending. The only way to prudently de-leverage is to raise capital through earnings, offerings and as the loans payoff. The Paulson plan, while not perfect, would give banks the time for that to work. By all means, let's not overpay for the assets or allow the greedy executives windfall gains. But restoring liquidity is paramount.]]>
The Home Sales Blip http://seekingalpha.com/article/92572-the-home-sales-blip?source=feed#comment-239341 239341 Tue, 26 Aug 2008 12:06:06 -0400 What If What Economists Taught Us Is Wrong? http://seekingalpha.com/article/84204-what-if-what-economists-taught-us-is-wrong?source=feed#comment-201447 201447 Wed, 09 Jul 2008 11:38:38 -0400 FAS 157: Blackstone and Its Banker Buddies Have It Wrong http://seekingalpha.com/article/83663-fas-157-blackstone-and-its-banker-buddies-have-it-wrong?source=feed#comment-197974 197974 Thu, 03 Jul 2008 11:10:42 -0400 10 Notes on Residential Housing http://seekingalpha.com/article/81812-10-notes-on-residential-housing?source=feed#comment-188429 188429 Thu, 19 Jun 2008 10:40:27 -0400 Different Views on Housing Supply http://seekingalpha.com/article/79479-different-views-on-housing-supply?source=feed#comment-176734 176734 Fri, 30 May 2008 11:23:01 -0400 Housing: US vs. Japan http://seekingalpha.com/article/69141-housing-us-vs-japan?source=feed#comment-128782 128782
One might come to a different conclusion and a differnt french word.]]>
Wed, 19 Mar 2008 11:17:26 -0400
One might come to a different conclusion and a differnt french word.]]>
Jumbo Mortgage Risk Will Topple the Teetering GSEs http://seekingalpha.com/article/66631-jumbo-mortgage-risk-will-topple-the-teetering-gses?source=feed#comment-120706 120706 Fri, 29 Feb 2008 12:14:13 -0500