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Henrietta
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How will PayPal factor in your equations when (not if) it is regulated? Currently a large proportion of PayPal revenue is from the float. PayPal can and does currently hold funds routinely for up to 21 days, there is no incentive to reduce this, quite the opposite in fact. Additionally PayPal can freeze accounts for 180 days with no legally valid probable cause ("if we think" ) and no recourse for the customer. This will have to change to align with normal banking standards.
Oct 19 15:18 pm
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All Comments by Henrietta »eBay: Getting Something for Nothing [View article]
Have you considered that there may be monopoly or anti trust issues with attendant litigation expenses with eBay Inc's purchase of Bill Me Later?
PayPal will not benefit from the eBay related hostility engendered from 'disgruntled' ex-sellers, quite the contrary, it is Google Checkout who benefits from that. Ask me how I know?
My MM funds are now in Vanguard and PP balance is kept at ZERO. I sweep the same day for the very few occasions I am compelled to use PayPal.