I began my journey as a registered representative in the financial planning industry upon attaining my Series 6 license to sell a limited set of securities products. I was also licensed to sell health and life insurance products as well to be able to provide clients with a comprehensive financial plan.
Following that experience, I worked as a manager in retail/commercial banking operations for an international banking firm learning about money management and risk management principles as applied to large real estate escrow banking. My greatest accomplishment is in living this dream: I semi-retired at an early age of 51 years. I was able to accumulate enough wealth with investments to 'live off' income generated from my portfolio to supplement my current income.
I am not an expert in any one area, but I do have enough competency in the following areas to construct an income generating portfolio along with overall growth of capital.
Dividend Growth Investing;
Master Limited Partnerships;
Growth Stocks (at a reasonable price);
Bonds (Investment grade, high yield, inflation protected, bank loans);
Stock Options Strategies (Long/Short) Currencies (Pairs Trading).
Supporting Skill Sets:
Technical Charting Analysis;
Portfolio Asset Allocation;
Understanding of Macro Economic Forecasts.
Disclosure: I am still learning all of the above competencies and plan on gaining even deeper insights so I can be an even better investor.
Author of Quantitative Investing, the Quantitative Risk & Value letter and the free Market Timing Signals. Often in the SeekingAlpha top 5 on Portfolio Strategy. Skills: market risk evaluation, quantitative value, closed-end funds, short-vol trading. For more information, click "send message".
PhD, Software Engineer, Civil Engineer, 20+ years working in various sectors and countries. Also a lifelong rock climber and ex ski-mountaineering racer.
I'm an Army veteran and former energy dividend writer for The Motley Fool. My goal is to help all people learn how to harness the awesome power of dividend growth investing to achieve their financial dreams, and enrich their lives. With 20 years of investing experience, I've learned what works and more importantly, what doesn't, when it comes to building long-term wealth and income streams. I'm currently on an epic quest to build a broadly diversified, high-quality, high-yield dividend growth portfolio that:
1. Pays 6%-7% yield
2. Offers 9%-10% annual dividend growth
3. Pays dividends AT LEAST on a weekly, but preferably, daily basis
1. Navios Maritime Midstream Partners (NAP)
2. Golar LNG Partners (GMLP)
3. Dynagas LNG Partners (DLNG)
4. Ship Finance International (SFL)
5. KNOT Offshore Partners (KNOP)
6. Summit Midstream Partners (SMLP)
7. Gaslog Partners (GLOP)
8. Triangle Capital (TCAP)
9. Seaspan (SSW)
10. CorEnergy Infrastructure Trust (CORR)
11. Energy Transfer Partners (ETP)
12. Fidus Investment Corp. (FDUS)
13. New Mountain Finance Corp. (NMFC)
14. Ares Capital (ARCC)
15. Annaly Capital Management (NLY)
16. Terra Nitrogen (TNH)
17. Monroe Capital (MRCC)
18. Hercules Capital (HGTC)
19. TPG Specialty Lending (TSLX)
20. Enviva Partners (EVA)
21. ONEOK Partners (OKS)
22. Hoegh LNG Partners (HMLP)
23. Jernigan Capital (JCAP)
24. Starwood Property Trust (STWD)
25. New Senior Investment Group (SNR)
26. Ladder Capital Corp. (LADR)
27. Compass Diversified Holdings (CODI)
28. Goldman Sachs BDC Inc (GSBD)
29. Ares Commercial Real Estate Corp. (ACRE)
30. Ciner Resources (CINR)
31. Care Capital Properties (CCP)
32. Genesis Energy Partners (GEL)
33. Landmark Infrastructure Partners (LMRK)
34. Blackstone Minerals (BSM)
35. Omega Healthcare Investors (OHI)
36. Tallgrass Energy Partners (TEP)
37. Xenia Hotels & Resorts (XHR)
38. Holly Energy Partners (HEP)
39. City Office REIT (CIO)
40. Gaming and Leisure Properties (GLPI)
41. Pattern Energy Group (PEGI)
42. Sunoco Logistics Partners (SXL)
43. Sabra Healthcare REIT (SBRA)
44. Community Healthcare Trust (CHCT)
45. Main street Capital (MAIN)
46. LaSalle Hotel Properties (LHO)
47. Energy Transfer Equity (ETE)
48. Chatham Lodging Trust (CLDT)
49. Western Refining Logistics LP (WNRL)
50. Royal Dutch Shell (RDS.A)
51. Chesapeake Lodging Trust (CHSP)
52. Macquarie Infrastructure Corp. (MIC)
53. MPLX (MPLX)
54. Medical Properties Trust (MPW)
55. Apple Hospitality REIT (APLE)
56. 8Point3 Energy Partners (CAFD)
57. Brookfield Renewable Partners (BEP)
58. Stag Industrial (STAG)
59. NRG Yield (NYLD)
60. InfraREIT (HIFR)
61. VEREIT (VER)
62. Armada Hoffler Properties (AHH)
63. Spirit Realty Capital (SRC)
64. HollyFrontier Corp. (HFC)
65. Vodafone (VOD)
66. Hannon Armstrong Sustainable Infrastructure Capital (HASI)
67. Western Refining Inc (WNR)
68. Ford (F)
69. LTC Properties (LTC)
70. NextEra Energy Partners (NEP)
71. General Motors (GM)
72. Aircastle (AYR)
73. PacWest Bancorp (PACW)
74. Phillips 66 Partners (PSXP)
75. Intel (INTC)
76. AT&T (T)
77. Easterly Government Properties (DEA)
78. Brookfield Property Partners (BPY)
79. ONEOK Inc (OKE)
80. W.P Carey (WPC)
81. MGM Growth Properties (MGP)
82. Preferred Apartment Communities (APTS)
83. Westlake Chemical Partners (WLKP)
84. Spectra Energy Partners (SEP)
85. Hersha Hospitality Trust (HT)
86. Cedar Fair (FUN)
87. RLJ Hospitality Trust (RLJ)
88. Enterprise Products Partners (EPD)
89. Pebblebrook Hotel Trust (PEB)
90. Welltower (HCN)
91. Brookfield Infrastructure Partners (BIP)
92. Magellan Midstream Partners (MMP)
93. Iron Mountain (IRM)
94. National Health Investors (NHI)
95. EPR Properties (EPR)
96. Spectra Energy Corp. (SE)
97. Shell Midstream Partners (SHLX)
98. Lazard Ltd. (LAZ)
99. Pfizer (PFE)
100. Chevron (CVX)
101. Helmerich & Payne (HP)
102. Tallgrass Energy GP (TEGP)
103. Valero Energy Corp (VLO)
104. Maiden Holdings (MHLD)
105. EQT Midstream Partners (EQM)
106. Oceaneering International (OII)
107. Union Pacific (UNP)
108. Apple (AAPL)
109. American Tower (AMT)
110. Federated National Holdings (FNHC)
111. Starbucks (SBUX)
112. Dominion Midstream Partners (DM)
113. Toronto-Dominion Bank (TD)
114. IBM (IBM)
115. Cisco Systems (CSCO)
116. Invesco (IVZ)
117. Valero Energy Partners (VLP)
118. ExxonMobil (XOM)
119. L Brands (LB)
120. Procter & Gamble (PG)
121. McDonald's (MCD)
122. Coca-Cola (KO)
123. Suncor Energy (SU)
124. Wells Fargo (WFC)
125. Johnson & Johnson (JNJ)
126. Qualcomm (QCOM)
127. Phillips 66 (PSX)
128. Gilead Sciences (GILD)
129. EQT GP Holdings (EQGP)
130. Bank of America (BAC)
131. Hormel (HRL)
132. Brookfield Asset Management (BAM)
133. Texas Roadhouse (TXRH)
134. Kroger (KR)
135. Nike (NKE)
136. Tractor Supply (TSCO)
137. FactSet Research (FDS)
138. Broadcom (AVGO)
139. Disney (DIS)
140. Skyworks Solutions (SWKS)
141. Fedex (FDX)
142. Visa (V)
143. Mastercard (MA)
144. Shire PLC (SHPG)
75 year history of Palms & Company http://www.intota.com/viewbio.asp?bioID=765681&perID=722170 Google Profile: http://google.com/profiles/GlobalEconomicMeltdown 2014 Google Profiles: https://plus.google.com/u/0/111530479647791972928/about?pop=wv&hl=en_US Author Understanding Russian Banking 300 pages 1997 ISBN 0-9645464-2-6 Available on Amazon, Non de Plum Pyotr Joannevich Van de Waal -Palms Purchased by World Bank & International Monetary Fund References http://PeterPalms.com/credentials U.S. Citizen http://peterPalms.com/russia as well as http://PeterPalms/africa or /china article contributor to http://opednews.com commentator on 50+ U.S. Newspapers, Chinese, Indian, Russian, African http://PeterPalms.com/credentials
Mr. Leach spent his early years on a subsistence farm in western Michigan. He graduated at the top of his high school class which helped him land a scholarship to the University Michigan. Graduating magna cum laude with a bachelor’s degree in Nuclear Engineering and a minor in mathematics in 1981, Mr. Leach took his first professional job with Westinghouse Electric in Monroeville, PA.
Mr. Leach held several positions of increasing responsibility at Westinghouse, and Fluor Federal Services in Pennsylvania, South Carolina, and Washington State. While in Washington State, Mr. Leach completed his master’s of science degree in Environmental Engineering graduating summa cum laude in 1997 from Washington State University.
In 2003 and 2004 with Fluor Federal Services, Mr. Leach worked as a civilian contractor for the US Department of Defense in various middle east locations and the Philippines. In 2005, Mr. Leach joined the AREVA Group and spent two years in France. After returning stateside in 2006, Mr. Leach held various positions of increasing responsibility with AREVA Federal Services in South Carolina and North Carolina. Mr. Leach left the AREVA group in 2014 at the age of 56 and is now quasi-retired and focuses on his wife, his 15 year old son, and his investment portfolio.
Mr. Leach has been a consistent, avid, and successful investor for more than 30 years. His investment style is conservative and he primarily invests in income oriented equities, bonds, preferred stocks and mutual funds. Mr. Leach has written more than 50 articles on Seeking Alpha and other websites.
Trained as a scientific programmer, I worked on war game software for NORAD (North American Air Defense) and statistical software for Abbott Labs. For most of my 40-year career developed and sold financial and accounting software.
Was principal or founder of 3 small (5-30 employees) software companies.
Wrote a book on public pensions and a play that won an award in Writer Digest Magazine's annual writers competition, a contest that draws over 10,000 entries a year.
In my professional life I am a senior equity analyst. In this role I am responsible for analyzing European listed companies and their peers on strategy and financial performance. In addition, I execute research in the field of finance and investing. I am especially interested in (back) testing the risk and rewards of value strategies.
I have completed several Master programs in the field of economics and finance, and I am a Certified European Financial Analyst (CEFA, this is the European equivalent of the CFA). Although I learned a lot and these studies form the basis of my knowledge and skills, many of the subjects were quite theoretical and not of much use for investing in practice (I had to learn the Greek alphabet to grasp all the unnecessary complicated math formulas…).
However, in one program at Columbia Business School (Value Investing) I learned about the simplicity and power of the value approach (invented by Benjamin Graham and further developed by Warren Buffett/Bruce Greenwald). So in my articles I will usually use the value approach to describe what I see as attractive or unattractive investments.
Personally I have been investing in equities for over 15 years and I focus primarily on value stocks that are listed in Europe.
I was trained as a lawyer and practiced in the fields of corporate law and bank regulation in large U.S. firms for 20 years, then decided to do other things. My career has included banking and being an entrepreneur. For seven years I was CEO of a high-tech sports business. I have retired from active business and spend full-time writing, mostly on economic subjects.
My books include:
High Rollers: Inside the S&L Debacle (1991)
Debt Spiral: How Credit Failed Capitalism (2009)
Practical Handbook for Bank Directors (1995), second edition due 2012
Corporate Governance for Public Company Directors (2003)
Steven Jon Kaplan began TrueContrarian.com in August 1996 as a weekly blog and later expanded this to a daily newsletter with intraday updates in February 2006. Steve provides financial consulting which emphasizes long-term tax and investment planning. He has been trading his own account, and those of family and close friends, since 1981, and handles separately managed accounts for qualified clients. As a registered investment advisor, Steve charges a 20% performance fee on net profits and zero management fees. He has been quoted in Barron's, Market Watch, Dow Jones Newswires, Seeking Alpha, and Kitco. Steve has appeared on Market Watch cable TV with Stacey Delo and was interviewed by Alisa Parenti on Bloomberg. Since 2010, Danielle Kerani Oberdier has served as Steve's business associate.
Steve enjoys running with the New York Road Runners, composing and performing on piano and voice, writing stories, and traveling to unique places. He enjoys hearing from anyone about a wide range of topics, so please let him know what you think about the web site or whatever is on your mind. You can find his music at http://www.reverbnation.com/stevenjonkaplan .
I had my first passbook account in the 1960s, and lost money in the 1987 crash. Subsequently, I have run investor chat rooms and an investing blog. I also am a published author and write a film animation blog at animatedfilmreviews.filminspector.com.
I bought my first Manhattan property in 1993 and also own property in Colorado. I enjoy investing in real estate and writing about it. I invest in income stocks such as REITs and consider that my area of expertise.
Oh, and I was mentioned in "Scam Dogs And Mo-Mo Mamas: Inside the Wild and Woolly World of Internet Stock Trading" (2000), by Wall Street Journal reporter John R. Emshwiller, a good guy. It's about the bad old dot.com days.
Opportunities are always changing and I prefer to move along with them. I am constantly looking to spot areas of growth and value before the market does whether this is analyzing the latest news or tearing apart a 10-K.
As much as I would like to be spot on with every idea, I cannot guarantee that all of my ideas will beat the market. As always, remember to do your own due diligence before making any investment decisions.
Charles (Chuck) C. Carnevale is the creator of F.A.S.T. Graphs™. Chuck is also co-founder of an investment management firm. He has been working in the securities industry since 1970: he has been a partner with a private NYSE member firm, the President of a NASD firm, Vice President and Regional Marketing Director for a major AMEX listed company, and an Associate Vice President and Investment Consulting Services Coordinator for a major NYSE member firm. Prior to forming his own investment firm, he was a partner in a 30-year-old established registered investment advisory in Tampa, Florida. Chuck holds a Bachelor of Science in Economics and Finance from the University of Tampa. Chuck is a sought-after public speaker who is very passionate about spreading the critical message of prudence in money management. Chuck is a Veteran of the Vietnam War and was awarded both the Bronze Star and the Vietnam Honor Medal.
If you are interested in any of my digital utility solutions to add to your investing tool box to improve your investment outcomes, please visit my site
You'll find elegant applications that make it simple for you to track your portfolio in real time, make a watch list to follow in real time, track your dividend income and growth, and other applications. These applications will allow you to set alerts at prices you choose in order to obtain the yield and income that you want. They function as real time trade assistants and will improve your investment performance. You can even mirror the successful FTG Portfolio with "My FTG Mirror Calculator", and subscribers can mirror the premium subscriber portfolio with "MY RODAT Mirror Calculator" if they wish to emulate the out performance we've achieved in capital and income growth.
I am a retired clinical psychologist, and administrator and owner of a rehabilitation clinic we founded 40 years ago. For over 55 years I have managed several portfolios composed of investments accumulated over our professional careers. Since the financial crisis of 2008, I have employed specialized, customized dividend growth strategies aimed at enhancing and growing a dividend income stream.
Since December 24, 2014, I have demonstrated on Seeking Alpha the ongoing construction and portfolio management of the Fill-The-Gap Portfolio aimed at highlighting strategies investors may utilize to close the gap between an average Social Security benefit and the much greater costs faced in retirement.
This portfolio has outperformed all of the broad market indexes by a very wide margin, growing dividend income and total portfolio value consistently while the broader indexes struggle in negative territory all year.
Aside from free articles available to the general public, additional early-access, value-added ideas and deep-dive articles are offered to paid subscribers on my premium SA platform, "Retirement: One Dividend At A Time"
Let me show you how to build and grow your portfolio and dividend income, step by step, towards a comfortable and secure retirement.
I'm a dividend growth investor that is looking to execute a sound retirement plan.I constantly learn about it from multiple sources and can say that I am a true fan of SA and many of the writers in this forum.
Retired Pharmacist. Call me Rose. Nose= Knows enough to know I need to keep learning and keeping a great dividend paying nest egg growing upwards. I also enjoy total return, but it is not my primary goal, it just happens to follow when buying great quality companies.
My 86 stock portfolio is listed here by sector, largest holding by value is listed first. Updated 1/6/2017.
Consumer Defensive (14): KO, PM, GIS, MO, TGT, KMB, CVS, DEO, PG, PEP, MDLZ, CL, KHC, UL.
Consumer Cyclical (8): MCD, SBUX, GPC, NKE, HAS, MAT, VFC, HD -
Healthcare (8): JNJ, ABBV, AMGN, CAH, BDX , MDT, PFE, TEVA (new and small)-
Energy (6): XOM, CVX, OXY, VLO, RDS/B & A, BP -
Tech (2): ADP, CSCO -
Industrial(6): BA, UNP, MMM, CMI, GWW, LMT. -
Financial (8): NRZ, ARI,, LADR, BXMT (mREITs) TROW, MA, V,
BDCs (6): ARCC, HTGC, NEWT, PSEC, GAIN , MRCC (new & small)-
REAL ESTATE or Real Estate Investment Trusts (REITs)
Healthcare eREITs (6) : OHI, VTR, HCN, NHI, CCP, SNR -
Equity Reits (11): WPC, DLR, O, CLDT, STAG, LXP, UBA, APLE, SPG, -STWD (hybrid mREIT)
Telecom (2): VZ and T -
Utility (9): SO, D, XEL, MGEE, WEC, DNP, LNT, CNP, FE -
DNP is a CEF which predominately holds Utilities.
Free Download of the Book by Lowell Miller here:
Contributing columnist for Real Money and TheStreet.com. BA in History from Bemidji State in Minnesota. I went on to learn Chinese at National Taiwan University in Taipei.
I worked in mortgage sales at Countrywide and Bank of America until 2010 when I decided to relocate to Taiwan.
I obtained my CPA in 1990 and became a CFA charter holder in 2000. I consider myself an expert in Quantitative and Qualitative analysis and have extensive experience in Technical Analysis. I also have a deep interest in stock market history and hold degrees in Economics (BSBA) and Management Information Systems (MBA). I have been actively involved with investment analysis and investment management since 1985 but have been a student of investing since the 1960s. I owned my first individual stock position while still in high school. I am a student of Benjamin Graham and Warren Buffett. I have achieved a uniquely diverse experience from multiple careers that has allowed me to develop a broad perspective enabling me to look at the big picture of macroeconomics all the way down to the retail unit or factory floor. In my youth I was in retail, then served in reconnaissance during my tours in Vietnam. I have been a blue collar, union worker in a factory and a manager in services, hospitality and transportation as well as a manager of professional staffs. I have more than 20 years of experience each in both public and private sectors. I have personal points of reference that many analysts will never have. I bring more to the table than just the theories and models I have studied or built. To understand more about my investing philosophy please visit my blog on my website.
My goal is to bring exposure to business development companies (BDCs) that finance small to medium sized businesses, typically overlooked by banks. BDCs are an instrument for investors to earn healthy dividends by avoiding double taxation at the corporate level and allowing income to flow directly to each shareholder. Please see website link below for more information. Email: email@example.com Website: www.bdcbuzz.com Newsletter: www.bdcbuzz.com/contact-us.html
The Parsimony community is made up of thousands of do-it-yourself dividend and income investors working toward one common goal...generating consistent income!
Our strategy is simple:1. Buy great dividend stocks at reasonable prices.2. Enhance income with conservative option strategies.3. Manage risk through diversification and exit strategies.
Our research (which includes dividend stock rankings, single stock Buy Zone reports, stock screens, and model portfolios) will give you all the tools you need to build and monitor your own DIY Dividend Portfolio and super charge that portfolio with conservative option strategies (cover calls and cash-secured puts).
For more information about our subscription services click the links below:
- DIY Dividend Portfolio
- Triple Income Portfolio (stocks + options)
Ranked #18 overall blogger by TipRanks for 2014.
University of Virginia, class of 2011 B.A. English
I am a young investor focused primarily on dividend growth stocks. Seeking Alpha, and more specifically, the dividend and income community that exists here, has played a significant role in my development as a portfolio manager. I am not a professional, though I do manage my family's finances. I enjoy the process; the research, the decision making, the strategic planning...and not paying a financial adviser to do the work for me. I've built what I believe to be a conservative, diverse, and balanced dividend growth portfolio currently consisting of 48 positions. Thus far, I've been able to meet by goals from income, income growth, and capital appreciation standpoints. I use a wide variety of metrics, both fundamental and technical, when establishing fair value when doing my due diligence on an individual company. All of my methods are discussed in my work here. I hope this work inspires debate, conversation, and education - this is why I write for Seeking Alpha, to give back to the community that has helped me so much and to hopefully contribute, in some way...even if its by posing a question, to the growth of others.
Lastly, I began doing this in early 2015 and I plan on continuing to do so: I donate as much of the earnings that I get from SA on a monthly basis to various charities. Depending on how active I am writing each month, and what sort of side projects I have going on at the farm my wife and I recently purchased, the amount donated each month differs. However, I am pleased to be able to give back - I think its important to stay grounded and gracious when focusing so much on finances and these monthly donations help me not to lose sight of generosity.
*I should note that all articles that I write here are done so for my personal informational/educational purposes only. Any purchases that I make or opinions that I express are not meant as recommendations for anyone else. Please perform your own due diligence before following my lead into or out of a position. I am not a professional. I enjoy investing and the open discussion that articles on this site inspire - this is why I write, not to influence anyone else's decisions, but to enhance my own ability to make sound financial choices. That being said, I wish the best of luck to everyone. May we all meet our own financial goals.
Founder and publisher of Mr. Free at 33. Founder of Dividend Mantra. Writer, investor, entrepreneur, introvert, pragmatist, fitness enthusiast, minimalist, humanist, philosopher, urbanist, frugalist, philanthropist.
Brad Thomas is a research analyst and he currently writes weekly for Forbes and Seeking Alpha where he maintains research on many publicly-listed REITs. In addition, Thomas is the Senior Analyst at iREIT Forbes and Editor of the Forbes Real Estate Investor, a monthly subscription-based newsletter.
Thomas has also been featured in Forbes Magazine, Kiplinger’s, US News & World Report, Money, NPR, Institutional Investor, GlobeStreet, and Fox Business. He was the #1 contributing analyst on Seeking Alpha in 2014 (as ranked by TipRanks) and he is currently writing a book on the legendary investor Donald Trump.
Thomas has co-authored a book (The Intelligent REIT Investor) that is available on Amazon.
Thomas received a Bachelor of Science degree in Business/Economics from Presbyterian College where he played basketball. He resides in South Carolina with his wife and kids.
Todd E. Campbell, President & Founder
Follow my latest updates on Twitter: https://twitter.com/ebcapital
Mr. Campbell has been providing alpha generating independent equity research to professional money managers for nearly 15 years. In 2003, Mr. Campbell founded E.B. Capital Markets, LLC, an independent research firm serving professional money management firms. Mr. Campbell founded Gundalow Advisors, LLC, a State Registered Investment Advisor providing investment management services to institutions and high net worth clients in 2013. Today, some of the largest money management firms in the country trust the proprietary research developed by Mr. Campbell, including the Power 7 methodology featured in Mr. Campbell's book "Your Guide to Better Stock Picks: Tips from an Advisor's Advisor". Prior to founding E.B. Capital Markets, LLC, Mr. Campbell was Vice President and Partner of Alpha Equity Research, an independent equity research firm. At Alpha Equity Research, Mr. Campbell's responsibilities included institutional sales and client services. Mr. Campbell also developed new research and distribution products. Additionally, Mr. Campbell was responsible for Alpha’s individual brokerage business, providing investment services to high net worth families. In the past decade, Mr. Campbell’s articles have been featured in the Market Technician’s Association trade journal and his insights have been featured in various print and online financial publications, including Barron’s & SmartMoney. Mr. Campbell has also appeared on the financial news network, CNN/fn. Mr. Campbell is a graduate of the University of New Hampshire, where he studied English, Psychology and Business Administration with a focus on economics.
I am the investment manager for Darkravenwind LLC, a small software development consulting firm. 20% of our pre-tax revenue is my responsibility to invest and grow. I also help moderate the "Value Investing" group on Facebook. My hobbies include fighting the Fed, martial arts, and old video games.
I have been using value investing techniques as first described by Benjamin Graham since approximately 2005. I was wasting my life up to that point. My specialty, over and above corporate valuation, is analyzing people. Human behavior is remarkably consistent and can lead to huge gains when you understand what motivates them.
In my own portfolio, I have a diversified income focus with a preference for long term earnings and dividend growth. When a good opportunity comes along, I'll focus a large percentage of assets into that single holding. I'm also maintaining an income portfolio with a little over 180 high yielding companies inside of it as a bit of an experiment.
I was mostly self taught, but do have a partially completed business degree behind me as well. In 2008, I quadrupled my money in the crash, and saw numerous opportunities that I jumped on throughout the next few years. By 2012 my total portfolio was over 50,000% higher than when I had first started.
I was previously an employee at Countrywide Financial Corp., and was present during the mortgage meltdown. I saw firsthand how the company was falling apart from the inside while management continued to believe the organization could be rescued. Because of that experience, I have made bond analysis and studying the effects of inflation a specialty of mine.
Market direction is irrelevant. I look for value. Profitable companies that are low or even fairly priced, so long as the results are dependable. Intrinsic value is subjective, but earnings power matters. I am absolutely fearless of the future and do not make political views a part of my investment process.
I additionally make frequent updates to a blog maintainted at WhoTrades called "Brand Power", you can read and subscribe to it at bandpower.whotrades.com.
Formerly an account executive with Merrill Lynch many years ago, I changed careers and became a high school math teacher. My experience in the brokerage business helped me formulate a conservative strategy suitable and adaptable to most investors. My primary focus is to limit investments to equities that have increased dividends every year for at least the past 25 years. From this group of equities I have narrowed the list down to a limited number of objectives which meet the investors personal goals.
I started investing in 2007 when I joined the military. I didn't know anything about stocks, so I spent my time opening CD's. At the time the CD rates were around 5% so I was satisfied with that return. I also had the Thrift Savings Plan and was contributing a minimal amount to that.
In 2013, I began to get curious about stocks. I missed a couple years of solid returns after the market crash but I am making up for lost time. At first, I picked all the right stocks and somehow still lost money. I traded off of emotion and lost a lot of money. I took a break from trading and after going back to look at all of the stocks I had, my overall return would have been approaching 100%. I had stocks like FSLR @ $25, TSLA @ $75, BA @ $95, and the list goes on.
Now, I am focusing on more long term stocks, ETF's and mutual funds. I believe fundamentals do matter in the long term but in the short term, world events can cause unnecessary panic.
Finally, there are short term techniques that I have found successful and intend on continuing what has worked in the past. I enjoy learning about companies and seeing how the world affects the market.
Self directed individual investor. I surpassed my own goals and expectations. I have been investing in the stock market since 1992. I used to day trade. Then I swing traded. Now I invest in dividend stocks with the focus on having the income exceed our needed expenses. I started investing in dividend stocks exclusively in 5/2011. I am ready to share my 22 years of experience in the stock market with young investors and retirees alike. I will share my mistakes and successes. Hopefully, I can help others avoid common mistakes.
RETIREMENT PORTFOLIO UPDATED As Of 6/3/2016
Current Allocations for my Retirement Portfolio:
1) MO = 100%
I have taken ROTH distributions in 2016 of about $113,000. This is the first year that I have taken distributions, they are non taxable and penalty free.
I currently have approximately 96.5% of my stock market assets in ROTH IRA's. I will convert the rest of my MO (from my SEP IRA) in 2017 into my ROTH IRA. My plan is to have 100% of my Retirement Portfolio in ROTH IRA's after the first trading day of 2017.
My Retirement Portfolio's return since 1/1/2009 according to Schwab.com's Portfolio performance: Full Disclosure - All of my funds were at Schwab in 2009 and 2010, In 2011 I started a Roth IRA at Fidelity, in 2014 I transferred funds from Schwab to Fidelity and in 2015 I transferred some funds to E-TRADE. Most of my funds are still at Schwab.
2009- + 165.95%
2010- + 28.02%
2011- (-) 1.99%
2012- + 11.59%
2013- (-) 5.31%
2014- + 38.84%
2015- + 6.11%
2016- YTD as of 6/10/2016 close + 19.25%
My Portfolio performance from 1992 - 1/1/2009 was not good. I was starting from a negative return since I had contributed more than my accounts were worth. 2008 had dropped my account about 75%!!!
My performance has been outstanding from 1/1/2009 till the present, my overall Retirement Portfolio performance has been exceptional, beating the S&P 500 substantially. My total value has increased more than 12 fold since my bottom in 2008!!!
Schwab.com's software does not have any data prior to 1/1/2009! They started the Portfolio performance function as of 1/1/2009.