1 Comment

    • What Visa's IPO Means for This Market [view article]
      Here's me. 28 years old, college grad, small biz owner. Since I was 18 I have had a DEBIT card. I have NO DEBT but swipe my card 90% of the time for a few reasons....

      1) I know how to balance my account. Not once have I had an overdraft fee. Using my Visa Debit SAVES me money as opposed to cash because I don't have 18 dollars change in my pocket after my pack of gum...

      2) Checks? Are you kidding me! About as worthless as a fax machine In the aforementioned 10 years I have written at most 1 check per year. People I know will AVOID a bar, restaraunt or even a utility bill if they can't pay with a card.

      3) Online management of my account and not having to wait for someone to cash a check and overdraw my checking account. Priceless.

      4) I buy stuff online. Lots of stuff. The security and convenience it gives me through Pay Pal, Amazon etc sames me what I have little of.... TIME!

      5) Airline Miles. Everything I have purchased for my company in the past year and a half has gone on my small biz Visa. I could care less about my rate, because as I mentioned earlier I know how to pay off my card.

      Finally, as noted before VISA makes money every time someone runs the card. If you think for one minute that people my age and ten years younger use anything BUT a card you can forget it. Long-term growth story here. I plan on buying a house in a few years with the V I bough last week!

      Aloha,

      scottitheduck

      Mar 23 03:51 AM
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