I was downsized in 1996, after 31 years with the same ag-firm, and now manage my own investments. I also sell on-line, and manage that as well. I have invested in stocks/bonds, etc. for 45 years, and while I consult with others from time to time, I make my own investment decisions. Married to the same woman for nearly 50 years. Two grown children, 4 grand-children. Family is very important to me, and I hope to pass along something to the two generations that follow through my investments.