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  • Apple reveals Music service, News app, iPad multitasking, watchOS 2 [View news story]
    Hot damn! Apple just turned the music industry around, again. Only question I have at this point is how can I stand to wait for three weeks for this? I want it now...! (Oompa, Loompa, doom-pa-de-doo...)
    Jun 8, 2015. 04:28 PM | 4 Likes Like |Link to Comment
  • Google misses out on Apple's transaction fees [View news story]
    Thinking this would impact Apple Pay is wrong. Google is not giving that service for free because it's trying to hurt Apple, it is doing this because it must. It can't afford to loose all the high end mobile market share to Apple. Google's management understands the need for successful mobile payment solution but lacks the leverage which Apple holds, thus they practically need to take a loss for their service, whereas Apple gets paid for its.

    This yet again proves how important it is for a company to have a long term business plan which to follow, no matter what the competitors do, markets think or what the media might say. Apple has been building its empire always knowing what comes next. Google, on the other hand, just swings around like a maniac not being able to concentrate at anything it does.

    Apple patiently build up that huge credit card base, probably knowing right from the start of the iTunes and the AppStore, that when the time is right, it would publish Apple Pay. And when the time was right, Apple with its huge cash reserve was basically in a position where it could just ask the credit card companies like: "Hey, we're putting up a mobile payment system, and were wondering whether you'd like us to create a credit service of our own, or give us 0,15 % for every purchase made with your credit card." So no, the CC companies are not happy with the situation but it's absolutely better for them, than to loose the revenue stream from Apple users all together.

    P.S. Talking about the persistent business model of Apple, I'm pretty sure that the HomeKit and HealthKit will one day lead to Apple offering health and home insurance. For me, at least, it would make perfect sense. Because when you think about the HomeKit for example, and how one day your home's security is pretty much kept together by Apple and monitored by your Apple devices in real time, the chances for financial or material losses in the events of fire, burglary, or etc. go lower due to improved security and faster reaction. Because of the lower risks, Apple could therefore offer cheaper home insurance than competitors with better profitability. A little same goes with HealthKit; tracking people's health and eventually "calling 911" in real time in case of emergency has huge advantages in preventing deaths or serious injuries.
    Jun 7, 2015. 10:22 AM | 7 Likes Like |Link to Comment
  • Apple: Bear Case From A Bull [View article]
    It's about safe to say that Samsung has yet another failure in its hands with the new Galaxy S -line. I have been looking at availability of the S6 and S6 Edge and there's a huge over supply especially in the S6. Edge has some delivery delays but that appears to be purely due to manufacturing issues.

    What I find most interesting is that the demand for iPhone 6 and 6 Plus have apparently jumped in the last previous couple of weeks. Supply for especially iPhone 6 is again lagging big time, in fact there are bigger supply issues for the iPhone 6 than Galaxy S6 Edge! This just makes me assume that many people had been waiting for the new Samsung models befpre deciding to buy a new phone. And if so, it really does seem that Samsung couldn't assure buyers to go with the new Galaxys, so they went with iPhone instead. I think this on going Q3 will be a huge surprise for the markets as well.

    My prediction is that Q2 earnings will help launch AAPL above $150 before June is over and Q3 earnings will eventually take the stock already somewhere between $160-170. Massive year for AAPL longs coming up. Not so much for Mikey-the-Shorts, though...
    Apr 26, 2015. 09:34 AM | 2 Likes Like |Link to Comment
  • Voltari Corp. And The Madness Of Crowds [View article]
    Whoa, someone's a wee bit cranky! Just keep calm and buy the stock. It's a ride worth taking.
    Apr 22, 2015. 06:35 AM | 3 Likes Like |Link to Comment
  • Apple's Sane Advantages [View article]
    Care to explain why has, and still is, the Mac family growing long and steady, while the PC market as a whole has been declining steadily? And please don't bring that market share jargon to this discussion, Apple has never cared about market share, nor it ever should. It's money that matters.

    You can't pay your bills or dividends with market share, you need money for those. And Apple currently takes 96 cents from each profitable dollar that is moving on the whole mobile market. And that's something you can pay your bills and dividends with.
    Mar 19, 2015. 11:42 AM | 3 Likes Like |Link to Comment
  • At Pre-Bust Valuation, Is Apple Getting Ahead Of Itself? [View article]
    Seems a bit odd to compare 2012 earnings valuation to 2015 without even mentioning how much more Apple has cash today than two and a half years ago. Please, author, make the same comparisons on ex-cash valuations and cash flow based valuations, I think you'd be surprised...
    Mar 19, 2015. 10:42 AM | 14 Likes Like |Link to Comment
  • My Bet Is That Microsoft Will Outperform Apple In 2015 [View article]
    MSFT YTD: -5.59%
    AAPL YTD: +17.32%

    Seems like Microsoft is giving Apple a "little" head start - from pity, I assume, just to keep the race a little more fair. Or so I would assume if I thought MB was right with his case of Microsoft being a better company than Apple. Which I of course don't. There's still 10 months to go, but my bet is that this piece will prove to be yet another failure in Michael's investing CV.
    Feb 22, 2015. 07:17 AM | 2 Likes Like |Link to Comment
  • Apple Pay gets foot into a big door: U.S. government transactions [View news story]
    Apple Pay is and was only the beginning of "iFinance". I'm certain that Apple desires to go deeper in to the "money printing business" and by 2020 we will see, for example, "iCredit" and "iInsurance" widely in use.

    I believe that by end of this decade, Apple has ditched Visa, Amex and Master and everything bought with Apple Pay ends up on your "iCredit" account. And you won't have to pay those crazy double digit interest rates any more, Apple could go as low as 3-5 % since it's already loaded with profits and cash. "iCredit" would just be yet another factor to superglue customers in the Apple ecosystem - while bringing in lots and lots of nice extra income, of course...
    Feb 14, 2015. 11:45 AM | Likes Like |Link to Comment
  • Apple: It Is All About Improving Margins [View article]
    I hope Apple isn't making the same mistake protecting margins that Nokia made in 2005-2008. I'm not exactly happy with my brand new iPhone 6 Plus having RAM issues, e.g. constant app or Safari tab reloads when switching between them and even Apple's own appa crashing. That's not what you would expect from Apple. Also my iPad Air gave me a series of "low memory" warnings just a couple of days ago, something I had never seen before. I'm far from the guy who buys his tech products by staring at spec lists, and am well aware that Apple doesn't care about shining on the paper. I'm just not sure if Apple is doing a very good job in terms of usability with these new iPhones or iOS 8.

    Clearly Apple is and was saving in a wrong place going with only 1 Gb of RAM. Yeah, the iPad Air 2 has 2 gigs now but that will probably prove to be insufficient within a year or two also. Apple should not prioritize margins ahead of user experience or it will face death for certain. And this is not something I'm happy to say as AAPL is by far my biggest holding, and I have been happy with the reliabilty of my Apple products in the past.

    Nokia used to ship crappy products to the markets, because they knew people would buy them anyway. That is because there were no better alternatives. Until there was when iPhone came out.
    Nov 15, 2014. 05:41 PM | 3 Likes Like |Link to Comment
  • Apple closes Beats deal; skepticism about October iPhone 6 report [View news story]
    What a stupid rumor! Apple will never take such a stupid strategy to publish products, and then take a long time to bring them to sale! October 14th will definitely be the date of another product publishes. Probably the 5.5" iPhone and iPads get introduced at that day, and hopefully even the iWatch!
    Aug 1, 2014. 12:32 PM | 3 Likes Like |Link to Comment
  • Apple's Bigger iPhones Could Steal Samsung's Market Share; Stock Heading Higher [View article]
    It is also way, way better to type with bigger screen. I don't think it will ever be as easy and as fast as with real buttons (at least for me...) to write with touchscreen, but definitely big screen helps. I write a lot with my phone so I haven't had iPhone, but as soon as it comes with bigger screen, I'll get one.
    Jul 25, 2014. 07:55 PM | Likes Like |Link to Comment
  • iPad: Growth Engine Or Achilles' Heel? [View article]
    Stock at $96.15 after hours at the moment. Hope these clicks enables the author to finance his shorts - and purchase some spare ones too. I assume that the old ones are getting a bit messy... Written with an iPad Air, enjoying AAPL and the summer. Life is good when you don't throw it away by fighting against something you can't win.
    Jul 7, 2014. 04:26 PM | 2 Likes Like |Link to Comment
  • Apple's Biggest Threat - Declining Prices Of Computing Devices [View article]
    I hope the author understands that technology doesn't get cheaper just because consumers think it's more fun to pay less than more. Technology becomes cheaper, because the products become cheaper to produce.

    E.g., in the year 1 you produce a phone with total costs of $50 and sell it with $100, making a profit of $50. In the year 2 the prices of components have fallen, making it cost only $40 to produce, so you could sell it for $90 and keep the same $50 profit, and actually better your profit margin from 50 % to 55,6 %. Yes, your revenue took a hit but you probably don't feel too bad about that.
    Jun 29, 2014. 08:51 AM | 6 Likes Like |Link to Comment
  • Apple's Latent Rates Of Revenue Growth [View article]
    First I'd like to thank the author for sharing this, it's very informative and a pleasure to read. I share your view that the Street's expectations for Apple are too low for the FY 2014. I think Apple could hit even as high as $6.50-6.55 EPS for this fiscal year, while analysts are expecting just $6.31.

    @Fear the cow: I think you're right, I've been seeing some heavy movement from Windows users towards Mac. Even bigger is the share of people who are considering buying, but hesitate because of lack of games and/or programs. But the more new users come in, the more games and programs are made also for Mac, and again, more new users will come in. There is a huge potential in Macs.
    Jun 29, 2014. 08:34 AM | 6 Likes Like |Link to Comment
  • Now That The 'Little Guy' Is In Apple, Time For The Flush [View article]
    I'm not very impressed with this article, sorry. MB will surely appreciate this piece, though. Waiting for him to come give 'kudos' for the author.
    Jun 26, 2014. 12:17 PM | 8 Likes Like |Link to Comment
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