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Vouchers Against Forclosures?

Obviously none of you live in South Florida or other real estate markets that ran up so much and then collapsed.
I do! I personnal know many good people who moved here late in the cycle a had to buy a house. Now they are unpside down in their payments through no fault of their own.
They are not crooks!
They did not try to cheat any banks!
Home prices here are down 60% to 80%.
If you need to move to another state because of work, you're screwed because you must sell your home into a market flooded with foreclosed homes being dumped by the banks for huge discounts.
These people usually kept trying to make the payments until their finances were totally destroyed.
They are victims as much as the people who happened to have made the irresponsible decision to live in the path of a hurricane, a flood, a tornado or worked in the twin towers on 9/11/01.
They are victims of believing in the American Dream of home ownership as the most basic investment we all make and you that must hold onto your home at all costs.
I pray that you smug self-righteous %*#holes that want to throw these ordinary hard working ,tax paying people out on the street, will someday have the misfortune I've suffered. I worked for 32 years at poor pay teaching the children of people like you. Hell, I'm old enough that I may have taught you too, you ungrateful sobs.

The obvious solution is to set guide lines for distinguishing between the decent people and the deadbeats. Then help the decent people only.

If the foreclosures slow down, the real estate market could absorb the current glut over the next year or so. The reduction in cheap supply would allow home values to first, stop going down, then gradually recover. No one expects prices to recover to the boom days for another 15 0r 20 years (due to normal inflation and population growth).
I live in a house that we bought 3 years before the peak in prices. Because of the pendulum effect of price swings and the severity of this problem. We are upside down over $100,000. I'm retired and have no way to recover from this financial disaster. My IRA is destroyed. I live off credit cards and my wife's income. We are facing bankruptcy! I don't care if you have no sympathy for me and millions of others like me.
BUT I AM FURIOUS THAT YOU TRY TO LUMP ALL OF US THE MINORITY OF PEOPLE WHO TRIED TO "WORK" THE SYSTEM.

The CROOKS are at JP MORGAN AND THE LIKE!
They invented the CDOs (consolidated credit obligations) and CDFs (credit default swaps) that have become illiquid BECAUSE NO ONE KNOWS WHAT MORTGAGES ARE IN THEM OR WHAT THEY ARE WORTH!
This financial problem we are in is the fault of the greedy bas#%@ds on Wall Street in the monstrous investment banks.
The amounts of money that all the individual little fools and some crooks who took out mortgages base the absurd hope that prices and their incomes wolud go up forever, could hardly have made a dent in an economy as large as ours, let alone the world's.
Moreover, since real estate values are the underlying assets backing the CDOs, rising real estate values would make the banks holding the CDOs more solvent . Also, since our government will be buying these CDOs on the cheap, all tax payers would eventually come out ahead.
It's called an investment. So even you unsympathetic, self-righteous right wing conservatives should be able to see that.
It will be interesting to read your responses!

PS You can't call me any worse names than I called you, or you really are those names.