I am a Certified Financial Planner CFP(c) Practioner, doing businees as Global Investment and Risk Advisors, LLC, a Florida registered LLC. I am also a Registered Investment Adviser registered in the State of Florida and carry a Life, Health and Variable Annuity Insurance License.. I am an independent "fee only" financial planner and investment adviser not affiliated with any broker dealer, mutual fund or insurance company. All my clients are hand picked and the result of word of mouth or referrals. Investment strategies are developed for each client individually. Some clients execute their own trades, others grant a LImited Power of Attorney. However,even with a LPOA all new investments are discussed with client and approved by client.. In a small personal account I practice a "day to a week" tactical trading activity.mostly to be tuned in to the markets. All these tactical decisions are based on technical indicators, mostly MACD, Stochastics and Moving Averages. Instruments used for this dynamic strategy are Index ETFs, moslty SPY and QQQQ, and related inverse or leveraged ETFs. Strategies for client portfolios use ETFs extensively, While a few selected individual stocks may be part of US domestic portfolios, all non-US portfolio components, often up to 20%, are implemented with ETFs or Country Specific Funds.