My education includes a BSEE and an MBA. I am retired from a 35 year career as an engineer, and 5 years as an educator in a college business department. I am married, with 2 sons, 6 grandchildren and 2 great-grandchildren. I have been a very active (daily) investor for the past 11 years, but I would not call myself a day trader, more like a frequent trader. My portfolio is conservative, with a preference for individual issues, although I occasionally use ETFs. I reserve a modest portion of my stock allocation for more aggressive investing.